Groupama (Groupama Assurances Mutuelles (France))
Groupama Cyber Up
by Groupama
B2BBDirectNIS2Broker onlyDomestic onlyFrench
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
SME to ETI; no published revenue cap.
Market Focus
SME and mid-market.
AM Best Rating
Not rated by AM Best (French mutual insurer).
MGA / Direct
No – Direct insurer.
Policy Language
French
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Dedicated standalone cyber product for SMEs and ETI (Groupama Cyber Up).
- Crisis management guarantee: immediate incident qualification, forensic investigation, legal guidance.
- Data recovery and IT system restoration costs covered.
- Business interruption coverage included.
- Third-party civil liability (data breach, GDPR).
- Cyber liability certification issued to policyholders for B2B confidence.
- Free online cyber risk self-assessment platform.
- France-based mutual insurer: 522,907 businesses covered for cyber security in 2024.
- Ransom payments not covered (product policy since 2022).
Limitations
- France domestic product only.
- SME and ETI focus; large enterprise requires bespoke arrangements.
Contact & Response§ 03
24/7 Crisis Hotline
24/7 cybersecurity and legal expert team (number in policy documentation)
Broker Contact