Groupama Cyber Up
Groupama Cyber Up is a cyber insurance product underwritten by Groupama (Groupama Assurances Mutuelles (France)), available in France. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke.. Policyholders get 4 bundled proactive services — Training & awareness, Risk assessment, Incident response and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of Not rated by AM Best.. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Dedicated standalone cyber product for SMEs and ETI (Groupama Cyber Up).
- Crisis management guarantee: immediate incident qualification, forensic investigation, legal guidance.
- Data recovery and IT system restoration costs covered.
- Business interruption coverage included.
- Third-party civil liability (data breach, GDPR).
- Cyber liability certification issued to policyholders for B2B confidence.
- Free online cyber risk self-assessment platform.
- France-based mutual insurer: 522,907 businesses covered for cyber security in 2024.
- Ransom payments not covered (product policy since 2022).
Limitations
- France domestic product only.
- SME and ETI focus; large enterprise requires bespoke arrangements.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Groupama Cyber Up designed for?
Groupama Cyber Up by Groupama targets small and medium-sized businesses and mid-market companies in France. Geographic scope: Domestic only..
+What proactive security services are included with Groupama Cyber Up?
The policy bundles 4 proactive services: Training & awareness, Risk assessment, Incident response and Crisis management. These preventive services are typically included in the premium.
+Does Groupama Cyber Up help with NIS2 or DORA compliance?
Groupama indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Groupama Cyber Up in France?
Groupama Cyber Up is sold through insurance brokers — broker contact: https://www.groupama.fr/assurance-professionnels/. Compare it with alternatives in France on Ryskly before approaching a broker.