Harel Insurance Company Ltd. (הראל ביטוח) (Harel Insurance Investments & Financial Services Ltd. (Israel))

Cyber Insurance (ביטוח סייבר)

by Harel Insurance Company Ltd. (הראל ביטוח)
B2BBDirectMENA / GCCHebrew
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke (ILS).
Market Focus
All sizes; financial services, technology, healthcare.
AM Best Rating
Not rated by AM Best; S&P A (Strong) (Harel Insurance Co. Ltd., Dec 2025).
MGA / Direct
No – Direct insurer.
Policy Language
Hebrew / English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned). Israeli government schemes absorb war-related property losses; cyber policy structured accordingly.
Geographic Scope
MENA / GCC.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • #1 insurer in Israel by market cap (₪33.4bn, 2025; +151% TASE 2025). Revenue: ₪24.25bn (Feb 2025). Israel cyber market: growing rapidly — Capital Market, Insurance and Savings Authority (CMISA) issued detailed cyber risk-management requirements for financial institutions. Privacy Protection Law and Israeli Cyber Directorate standards compliance. Israel tech ecosystem: one of highest cyber risk awareness globally; 17 Israeli insurtech firms active. Key domestic cyber insurer alongside Phoenix, Migdal, Menora. S&P "A" (Long-term Issuer Credit Rating, Dec 2025).

Limitations

  • Domestic Hebrew-language product; limited English materials. Market still developing — academic studies note market immaturity.

Contact & Response§ 03

Customer Contact
*2244 / https://www.harel-group.co.il/
24/7 Crisis Hotline
*2244 (24/7 Harel claims hotline).