Hiscox Italy (via Lokky) (Hiscox Ltd. (Bermuda))
Cyber Risk
by Hiscox Italy (via Lokky)
B2BADirectNIS2Broker onlyEU / EEAItalian
Last updated 29.04.2026
Product Details§ 01
Max Insurance Limit
Up to €250K (Small business);
Min Premium / Revenue
No revenue threshold published
Market Focus
Micro, SME
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Italian / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- CyberClear (via Lokky digital platform): Hiscox cyber product distributed through Lokky's digital-first Italian SME broker platform.
- Coverage: data breach response, BI loss, ransomware/extortion, data recovery, privacy liability, GDPR fines, legal costs.
- Phishing simulation and CyberClear Academy online training included.
- Lokky: Italian insurtech platform enabling fast digital quoting for SMEs.
Limitations
- Micro/small business focus; digital-first via Lokky platform.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (Hiscox 24/7 claims portal)
Broker Contact