If P&C Insurance AS (Estonia) (Sampo Group (Finland))
Küberõnnetuste kindlustus (Cyber Insurance)
by If P&C Insurance AS (Estonia)
B2BA+DirectNIS2Domestic onlyEstonian
Last updated 07.05.2026
Product Details§ 01
Max Insurance Limit
Three tiers: up to €5K, up to €20K, up to €50K.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Estonian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- If CyberInsurance: Scandinavia's leading cyber insurer; consistent product platform across Norway, Sweden, Finland, Estonia, Latvia and Lithuania.
- Coverage: cyber attack response, data breach RC, BI loss, data recovery, ransomware/extortion, GDPR notification costs, third-party network security and privacy liability, legal costs.
- If P&C: Sampo Group subsidiary; #1 P&C insurer in the Nordic and Baltic region by premium volume.
- Local language policies and local claims handling in each country.
Limitations
- Baltic domestic product.
- Small market — limited domestic capacity.
- Coverage focused on data recovery.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation.
Broker Contact