If P&C Insurance AS – Latvia Branch (Sampo Group (Finland))

Kiberrisku apdrošināšana (Cyber Insurance)

by If P&C Insurance AS – Latvia Branch
B2BA+DirectNIS2Domestic onlyLatvian
Last updated 07.05.2026

Kiberrisku apdrošināšana (Cyber Insurance) is a cyber insurance product underwritten by If P&C Insurance AS – Latvia Branch (Sampo Group (Finland)), available in Latvia. It is aimed at micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Insurance limit from €5K to €50K. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.

Product Details§ 01

Max Insurance Limit
Insurance limit from €5K to €50K
Min Premium / Revenue
No revenue threshold published
Market Focus
Micro, SME, Mid-market, Large
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Latvian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • If CyberInsurance: Scandinavia's leading cyber insurer; consistent product platform across Norway, Sweden, Finland, Estonia, Latvia and Lithuania.
  • Coverage: cyber attack response, data breach RC, BI loss, data recovery, ransomware/extortion, GDPR notification costs, third-party network security and privacy liability, legal costs.
  • If P&C: Sampo Group subsidiary; #1 P&C insurer in the Nordic and Baltic region by premium volume.
  • Local language policies and local claims handling in each country.

Limitations

  • Small market; limited domestic capacity.
  • Coverage focused on data recovery.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation.

Frequently asked questions§ 04

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Who is Kiberrisku apdrošināšana (Cyber Insurance) designed for?

Kiberrisku apdrošināšana (Cyber Insurance) by If P&C Insurance AS – Latvia Branch targets micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises in Latvia. Geographic scope: Domestic only..

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Does Kiberrisku apdrošināšana (Cyber Insurance) help with NIS2 or DORA compliance?

If P&C Insurance AS – Latvia Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy Kiberrisku apdrošināšana (Cyber Insurance) in Latvia?

You can approach If P&C Insurance AS – Latvia Branch directly (https://www.if.lv/uznemumiem/kontakti) or via the provider's website. Compare it with alternatives in Latvia on Ryskly first.