Munich Re F&C – France (Munich Re (Germany))

Munich Re Cloud Protection+

by Munich Re F&C – France

B2BA+DirectNIS2EU / EEAEnglish

Last updated 07.05.2026

Munich Re Cloud Protection+ is a cyber insurance product underwritten by Munich Re F&C – France (Munich Re (Germany)), available in France. It is aimed at large enterprises and multinational groups. Coverage limits reach up to Up to USD 50M; Google Cloud customers only.. The policy extends beyond standard cyber liability with Tech E&O combined and GenAI coverage. Policyholders get 5 bundled proactive services — Vulnerability scanning, Training & awareness, Pre-breach advisory and Crisis management, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.

Product Details§ 01

Max Insurance Limit

Up to USD 50M; Google Cloud customers only.

Min Premium / Revenue

Revenue >USD/EUR 500M for direct/F&C primary.

Market Focus

Large, Multinational

Coverage

Tech E&O combined, GenAI coverage

AM Best Rating

A+ (Superior) – AM Best

MGA / Direct

No – Direct insurer.

Policy Language

English / local language per jurisdiction

NIS2 / DORA Support

NIS2 and DORA compliance advisory included.

War Exclusion

War and nation-state cyber exclusion applied (LMA-aligned).

Geographic Scope

EU / EEA.

Broker Only

Advantages & Limitations§ 02

Advantages

Up to USD/EUR 50M primary capacity per risk (F&C / direct for large corporates; revenue >USD/EUR 500M focus).
Cloud Protection+: specialized product for Google Cloud customers (up to USD 50M).
aiSure™: coverage for AI solution performance gaps.
Stream: back-to-back cyber coverage filling gaps from property cyber exclusions (Consortium product).
Global market leader in cyber reinsurance; >$1B global direct premiums written.
In-depth accumulation modelling and systemic risk expertise.
Cyber & Tech combined product for users and providers of IT.
Pre-breach: complimentary services – cyber training, legal/tech consulting, risk surface monitoring, tabletop exercises (Reflex Cyber Risk Management).

Limitations

Restricted to Google Cloud customers. Cloud-specific trigger.

Contact & Response§ 03

Customer Contact

https://www.munichre.com/en/solutions/for-industry-clients/cyber-solutions-for-industry-clients.html

24/7 Crisis Hotline

Via policy / Munich Re Cyber claims team

Broker Contact

https://www.munichre.com/en/solutions/for-industry-clients/cyber-solutions-for-industry-clients.html

Frequently asked questions§ 04

Who is Munich Re Cloud Protection+ designed for?

Munich Re Cloud Protection+ by Munich Re F&C – France targets large enterprises and multinational groups in France. Geographic scope: EU / EEA..

What proactive security services are included with Munich Re Cloud Protection+?

The policy bundles 5 proactive services: Vulnerability scanning, Training & awareness, Pre-breach advisory, Crisis management and Cyber risk engineering. These preventive services are typically included in the premium.

Does Munich Re Cloud Protection+ help with NIS2 or DORA compliance?

Munich Re F&C – France indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

How can I buy Munich Re Cloud Protection+ in France?

You can approach Munich Re F&C – France directly (https://www.munichre.com/en/solutions/for-industry-clients/cyber-solutions-for-industry-clients.html) or via the provider's website. Compare it with alternatives in France on Ryskly first.