AIG Europe S.A. – Belgium Branch (American International Group, Inc. (USA))
CyberEdge
by AIG Europe S.A. – Belgium Branch
B2BADirectNIS2Broker onlyEU / EEAFrench
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
Min. premium €5,000 for full service suite.
Market Focus
All sizes; all industries.
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
French / Dutch / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- CyberEdge: AIG's flagship standalone cyber product; comprehensive first- and third-party coverage for data breach, ransomware/extortion, BI, data recovery, network security liability, media liability, privacy regulatory defence and fines.
- Cyber Resiliency Program: complimentary proactive services for eligible policyholders (min. €5,000 annual premium); includes vulnerability scanning, dark web/domain monitoring, employee cybersecurity eLearning and phishing simulation (30+ languages), ransomware risk assessment.
- Mid-term vulnerability alerts: AIG proactively notifies policyholders of identified malware, unpatched vulnerabilities or misconfigurations during the policy period.
- 20+ years of cyber claims experience; claims team 90%+ former lawyers with 20+ years' average experience.
- Policies issuable in 60+ countries via AIG's global network.
Limitations
- Cyber crime (social engineering, FTF), system failure, dependent BI, bricking, voluntary shutdown, and reputational loss are optional endorsements — not included by default.
- Larger limits require specialist underwriting team referral.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
+32 2 739 98 00 (AIG Belgium)
Broker Contact