AXA Belgium (AXA group (France))

Verzekering cyberrisico

by AXA Belgium
B2BA+DirectNIS2Broker onlyEU / EEAFrench
Last updated 29.04.2026

Verzekering cyberrisico is a cyber insurance product underwritten by AXA Belgium (AXA group (France)), available in Belgium. It is aimed at small and medium-sized businesses. Coverage limits reach up to Up to €1M (SME); bespoke for larger risks.. Policyholders get 2 bundled proactive services — Incident response and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to €1M (SME); bespoke for larger risks.
Min Premium / Revenue
SME-only product.
Market Focus
SME
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
French / Dutch / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Verzekering Cyberrisico (AXA Belgium): standalone cyber product for SME businesses.
  • Coverage: data breach response costs, BI loss, cyber extortion, data recovery, third-party privacy liability, regulatory fines.
  • AXA group cyber infrastructure: access to AXA's European in-house incident response network.
  • Crisis management and legal cost coverage included.

Limitations

  • SME-only product.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (AXA Belgium 24/7 assistance line)

Frequently asked questions§ 04

+

Who is Verzekering cyberrisico designed for?

Verzekering cyberrisico by AXA Belgium targets small and medium-sized businesses in Belgium. Geographic scope: EU / EEA..

+

What proactive security services are included with Verzekering cyberrisico?

The policy bundles 2 proactive services: Incident response and Crisis management. These preventive services are typically included in the premium.

+

Does Verzekering cyberrisico help with NIS2 or DORA compliance?

AXA Belgium indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

+

How can I buy Verzekering cyberrisico in Belgium?

Verzekering cyberrisico is sold through insurance brokers — broker contact: https://intermediaries.axa.be/. Compare it with alternatives in Belgium on Ryskly before approaching a broker.