🇬🇧 UK
Beazley Furlonge Ltd (Syndicates 623, 2623, 3622) / Beazley Insurance dac – UK Branch (Beazley plc (UK))

Full Spectrum Cyber
Beazley Breach Response (BBR) – UK

by Beazley Furlonge Ltd (Syndicates 623, 2623, 3622) / Beazley Insurance dac – UK Branch
B2BADirectNIS2Broker onlyEU / EEAEnglish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to $100M+ (Beazley Quantum consortium); standard up to $10M+; bespoke above.
Min Premium / Revenue
No minimum for SME; minimums for larger accounts.
Market Focus
All sizes; all industries.
AM Best Rating
A (Excellent) – AM Best (Beazley Insurance dac; all Lloyd's syndicates)
MGA / Direct
No – Direct insurer (Lloyd's syndicates + Beazley Insurance dac UK Branch).
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Beazley's home market and operational HQ; founded London 1986; FTSE 100.
  • UK underwriting via two channels:
  • — Beazley Insurance dac UK Branch: authorised by Central Bank of Ireland; subject to limited FCA regulation; Irish-registered admitted European carrier.
  • Three UK market segments: Full Spectrum Cyber for Small Business (SME/digital), Mid-Sized Business (BBR), and Large Business (Quantum/bespoke).
  • Beazley: #1 global cyber insurer by GWP (Insuramore 2023: 6.68% market share; $1.06bn GWP); $1.28bn cyber GWP (2024; +8% YoY); cyber ~20% of group premiums.
  • Full Spectrum Cyber: integrated before/during/after cyber offering — only insurer offering "in-house, end-to-end support from quote to breach and back again".
  • Beazley Breach Response (BBR): flagship policy wording; notification up to 2M individuals; up to £/€/$2.5M breach response; $10M+ aggregate limits.
  • Beazley Quantum (Oct 2024): new £/$100M-capacity consortium for large corporates (>$1bn turnover) via Lloyd's Global Wholesale platform.
  • FLEX consortium (Oct 2024): combined cyber + financial institutions coverage (crime, D&O, cyber) up to €/$50M for FIs globally via Lloyd's or Beazley dac paper.
  • Pioneer cyber cat bonds: $670M+ outstanding; $300M PoleStar 2026-1 (Dec 2025).
  • March 2026: Zurich Insurance Group agreed to acquire Beazley for £8.1bn — pending.
  • Service Quality Marque (Gracechurch Consulting): 8 consecutive years outstanding claims.
  • March 2026: Zurich Insurance Group agreed to acquire Beazley for £8.1bn — pending regulatory approval.

Contact & Response§ 03

Customer Contact
https://www.beazley.com/en-GB/products/cyber-tech-united-kingdom/
24/7 Crisis Hotline
24/7 via Beazley Security MXDR and incident response.
Broker Contact
https://www.beazley.com/en-GB/