Brit Insurance Ltd. (Syndicate 2987, Lloyd's) (Fairfax Financial Holdings (Canada))
Cyber Privacy Response
Brit Cyber Attack Plus (BCAP)
by Brit Insurance Ltd. (Syndicate 2987, Lloyd's)
B2BADirectNIS2Broker onlyEU / EEAEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to $200M (BCAP consortium); standalone bespoke.
Min Premium / Revenue
Lloyd's market minimums typically apply.
Market Focus
All sizes; all industries.
AM Best Rating
A (Excellent) – AM Best (Lloyd's Syndicate 2987 rating)
MGA / Direct
No – Direct insurer (Lloyd's syndicate).
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Dual cyber offering via Lloyd's Syndicate 2987:
- (1) Cyber Privacy Response: standalone cyber liability (data breach, BI, extortion, regulatory fines); all sectors, SME to Fortune 500.
- (2) BCAP consortium (Brit Cyber Attack Plus): market's largest primary cyber capacity at $200M limit (doubled Jan 2026); covers cyber-triggered physical damage + BI; longest-standing physical damage consortium in London market since 2016.
- FI Cyber Max consortium: new 2026 offering for financial institutions.
- First 50 consortium: large standalone cyber limits for complex risks.
- 5-Star Cyber Insurer — Insurance Business UK 2025.
- Deep sector knowledge in healthcare and critical infrastructure.
- Wholly owned by Fairfax Financial (already in DB); cyber entity distinct from Colonnade.
Limitations
- BCAP: physically damage + cyber combined — not suited for pure standalone cyber needs.
- Lloyd's market minimum premiums typically apply.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (Lloyd's Syndicate 2987 claims team)
Broker Contact