Cyber Privacy Response
Brit Cyber Attack Plus (BCAP)
Cyber Privacy Response / Brit Cyber Attack Plus (BCAP) is a cyber insurance product underwritten by Brit Insurance Ltd. (Syndicate 2987, Lloyd's) (Fairfax Financial Holdings (Canada)), available in UK. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to $200M (BCAP consortium); standalone bespoke.. Policyholders get 6 bundled proactive services — Vulnerability scanning, Training & awareness, Risk assessment and Incident response, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Dual cyber offering via Lloyd's Syndicate 2987:
- (1) Cyber Privacy Response: standalone cyber liability (data breach, BI, extortion, regulatory fines); all sectors, SME to Fortune 500.
- (2) BCAP consortium (Brit Cyber Attack Plus): market's largest primary cyber capacity at $200M limit (doubled Jan 2026); covers cyber-triggered physical damage + BI; longest-standing physical damage consortium in London market since 2016.
- FI Cyber Max consortium: new 2026 offering for financial institutions.
- First 50 consortium: large standalone cyber limits for complex risks.
- 5-Star Cyber Insurer — Insurance Business UK 2025.
- Deep sector knowledge in healthcare and critical infrastructure.
- Wholly owned by Fairfax Financial (already in DB); cyber entity distinct from Colonnade.
Limitations
- BCAP: physically damage + cyber combined — not suited for pure standalone cyber needs.
- Lloyd's market minimum premiums typically apply.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber Privacy Response / Brit Cyber Attack Plus (BCAP) designed for?
Cyber Privacy Response / Brit Cyber Attack Plus (BCAP) by Brit Insurance Ltd. (Syndicate 2987, Lloyd's) targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in UK. Geographic scope: EU / EEA..
+What proactive security services are included with Cyber Privacy Response / Brit Cyber Attack Plus (BCAP)?
The policy bundles 6 proactive services: Vulnerability scanning, Training & awareness, Risk assessment, Incident response, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.
+Does Cyber Privacy Response / Brit Cyber Attack Plus (BCAP) help with NIS2 or DORA compliance?
Brit Insurance Ltd. (Syndicate 2987, Lloyd's) indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..
+How can I buy Cyber Privacy Response / Brit Cyber Attack Plus (BCAP) in UK?
Cyber Privacy Response / Brit Cyber Attack Plus (BCAP) is sold through insurance brokers — broker contact: https://www.britinsurance.com/insurance/cyber. Compare it with alternatives in UK on Ryskly before approaching a broker.