CNA Hardy (CNA Insurance Company Limited) (CNA Financial Corporation (USA))

CNA Hardy EPS Plus

by CNA Hardy (CNA Insurance Company Limited)
B2BA+DirectNIS2Broker onlyGlobal (Lloyd's and company markets)English
Last updated 29.04.2026

CNA Hardy EPS Plus is a cyber insurance product underwritten by CNA Hardy (CNA Insurance Company Limited) (CNA Financial Corporation (USA)), available in UK. It is aimed at micro-companies and sole traders, small and medium-sized businesses and large enterprises. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Cyber crime / FTF and Tech E&O combined. Policyholders get 5 bundled proactive services — Vulnerability scanning, Risk assessment, Incident response and Pre-breach advisory, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No published minimum; professional services firms.
Market Focus
Micro, SME, Large
Coverage
Cyber crime / FTF, Tech E&O combined
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global (Lloyd's and company markets).
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • CNA EPS Plus: cyber liability + E&O combined for professional services firms; 20+ years cyber coverage expertise.
  • Coverage: all NetProtect 360® coverages plus E&O (Tech/MPL) — media, network/security/privacy, privacy event expense, extortion, crisis response, PCI fines, BI, network restoration, bricking, reputational harm, system failure, e-theft/social engineering/telephone fraud, privacy regulation investigation.
  • E&O Liability: errors and omissions for technology and miscellaneous professional liability in a single combined policy.
  • CNA Hardy CyberPrep: proactive programme of cyber risk services for all CNA cyber policyholders.
  • Data Protection Gap Analysis: CIPT-certified consultants assess existing security programmes.
  • Dedicated cyber claims team; local resolution.
  • Target: professional services firms — legal, accounting, consulting, technology, healthcare.

Limitations

  • Designed for professional services firms only; not available for all industries.
  • Requires 2+ years of operating history.
  • London market and UK commercial risks; broker-only.

Contact & Response§ 03

24/7 Crisis Hotline
Via CNA Hardy cyber incident response team / cyberintake@cna.com

Frequently asked questions§ 04

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Who is CNA Hardy EPS Plus designed for?

CNA Hardy EPS Plus by CNA Hardy (CNA Insurance Company Limited) targets micro-companies and sole traders, small and medium-sized businesses and large enterprises in UK. Geographic scope: Global (Lloyd's and company markets)..

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What proactive security services are included with CNA Hardy EPS Plus?

The policy bundles 5 proactive services: Vulnerability scanning, Risk assessment, Incident response, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.

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Does CNA Hardy EPS Plus help with NIS2 or DORA compliance?

CNA Hardy (CNA Insurance Company Limited) indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..

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How can I buy CNA Hardy EPS Plus in UK?

CNA Hardy EPS Plus is sold through insurance brokers — broker contact: https://www.cnahardy.com/broker-resources. Compare it with alternatives in UK on Ryskly before approaching a broker.