CNA Hardy (CNA Insurance Company Limited) (CNA Financial Corporation (USA))

CNA NetProtect® (UK)

by CNA Hardy (CNA Insurance Company Limited)
B2BA+DirectNIS2Broker onlyEU / EEAEnglish
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No published minimum; UK and international commercial risks.
Market Focus
Mid-market to large enterprise.
Coverage
Cyber crime / FTF
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • CNA Hardy NetProtect®: comprehensive cyber liability adapted for UK commercial clients; part of CNA Hardy specialist commercial insurance platform.
  • Coverage: network/security/privacy, data breach, extortion, BI, network restoration, crisis response, social engineering/e-theft, PCI fines, reputational harm.
  • CNA Hardy technology product suite: additional cyber cover for technology businesses including first- and third-party cyber as standard (launched Jan 2023).
  • GamaSec pre-breach partnership: free daily malware detection, web application vulnerability scanning, traffic monitoring — available to all CNA Hardy cyber policyholders at no additional charge.
  • Broad underwriting appetite across industries; Lloyd's and company markets.
  • CNA Hardy: trading name of CNA Insurance Company Limited (FRN 202777) and Hardy (Underwriting Agencies) Limited (FRN 204843); 20 Fenchurch Street, London EC3M 3BY.
  • 125+ years CNA group experience; A+ (Superior) AM Best.

Limitations

  • London market and UK commercial risks focus.
  • Broker-only; distributed through Lloyd's and company markets.
  • UK Cyber Security and Resilience Bill advisory included.
  • War and nation-state exclusions apply (LMA-aligned).

Contact & Response§ 03

24/7 Crisis Hotline
Via CNA Hardy cyber incident response team / cyberintake@cna.com