CNA Hardy (CNA Insurance Company Limited) (CNA Financial Corporation (USA))

CNA NetProtect® (UK)

by CNA Hardy (CNA Insurance Company Limited)
B2BA+DirectNIS2Broker onlyEU / EEAEnglish
Last updated 29.04.2026

CNA NetProtect® (UK) is a cyber insurance product underwritten by CNA Hardy (CNA Insurance Company Limited) (CNA Financial Corporation (USA)), available in UK. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 5 bundled proactive services — Vulnerability scanning, Risk assessment, Incident response and Pre-breach advisory, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No published minimum; UK and international commercial risks.
Market Focus
Mid-market, Large, Multinational
Coverage
Cyber crime / FTF
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • CNA Hardy NetProtect®: comprehensive cyber liability adapted for UK commercial clients; part of CNA Hardy specialist commercial insurance platform.
  • Coverage: network/security/privacy, data breach, extortion, BI, network restoration, crisis response, social engineering/e-theft, PCI fines, reputational harm.
  • CNA Hardy technology product suite: additional cyber cover for technology businesses including first- and third-party cyber as standard (launched Jan 2023).
  • GamaSec pre-breach partnership: free daily malware detection, web application vulnerability scanning, traffic monitoring — available to all CNA Hardy cyber policyholders at no additional charge.
  • Broad underwriting appetite across industries; Lloyd's and company markets.
  • CNA Hardy: trading name of CNA Insurance Company Limited (FRN 202777) and Hardy (Underwriting Agencies) Limited (FRN 204843); 20 Fenchurch Street, London EC3M 3BY.
  • 125+ years CNA group experience; A+ (Superior) AM Best.

Limitations

  • London market and UK commercial risks focus.
  • Broker-only; distributed through Lloyd's and company markets.
  • UK Cyber Security and Resilience Bill advisory included.
  • War and nation-state exclusions apply (LMA-aligned).

Contact & Response§ 03

24/7 Crisis Hotline
Via CNA Hardy cyber incident response team / cyberintake@cna.com

Frequently asked questions§ 04

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Who is CNA NetProtect® (UK) designed for?

CNA NetProtect® (UK) by CNA Hardy (CNA Insurance Company Limited) targets mid-market companies, large enterprises and multinational groups in UK. Geographic scope: EU / EEA..

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What proactive security services are included with CNA NetProtect® (UK)?

The policy bundles 5 proactive services: Vulnerability scanning, Risk assessment, Incident response, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.

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Does CNA NetProtect® (UK) help with NIS2 or DORA compliance?

CNA Hardy (CNA Insurance Company Limited) indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..

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How can I buy CNA NetProtect® (UK) in UK?

CNA NetProtect® (UK) is sold through insurance brokers — broker contact: https://www.cnahardy.com/broker-resources. Compare it with alternatives in UK on Ryskly before approaching a broker.