Cowbell (UK) (Cowbell Cyber Inc. (USA))
Cowbell Prime One
by Cowbell (UK)
B2BA+MGANIS2Broker onlyUKEnglish
Last updated 46143
Product Details§ 01
Max Insurance Limit
Bespoke; aggregate or any one claim basis; limits per submission.
Min Premium / Revenue
SME to mid-market; turnover up to £1bn; no published minimum premium.
Market Focus
SME, MID
Coverage
Cyber crime / FTF
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
Yes – MGA (A+ and A rated carrier panel).
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
UK.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Cowbell UK: AI-native cyber MGA operating in UK market; Cowbell Factors™ continuous risk scoring; closed-loop risk management platform.
- Cowbell Prime One (UK): standalone cyber insurance programme for SMEs and mid-market; annual turnover up to £1bn; written on A+ and A rated paper backed by panel of leading global reinsurers.
- Coverages: ransomware, business interruption, data breach, network security liability, privacy liability, cyber extortion, data recovery, social engineering/FTF, reputational harm.
- Broad sector appetite: accounting, contractors, dental, financial services, healthcare, hospitality, insurance brokerages, law firms, manufacturing, non-profits, professional services, retail, transportation, wholesale.
- UK Resiliency Services (complimentary): Risk Assessment, Cowbell Insights, Cybersecurity Awareness Training, IR Plan Template, Micro-Penetration Testing.
- UK subscription add-ons: full Penetration Testing, Cybersecurity Awareness Training.
- Cowbell Factors™: easy-to-understand risk ratings revealing vulnerabilities clearly; Cowbell Connectors: integrations with leading cloud and security providers.
- 24/7 in-house claims specialists; API-based quoting; Cowbell Academy for broker training.
Limitations
- Broker-only distribution in UK.
- SME to mid-market; turnover up to £1bn.
- UK GDPR and Cyber Security and Resilience Bill advisory context.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 in-house claims support / https://cowbell.insure/uk/claims-services/
Broker Contact