DUAL Cyber Defense
DUAL Cyber Defense is a cyber insurance product underwritten by DUAL Corporate Risks Ltd. (Howden (UK)), available in UK. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to USD/EUR 25M any one risk (primary or excess).. The policy extends beyond standard cyber liability with Cyber crime / FTF and Primary & excess. Policyholders get 7 bundled proactive services — Vulnerability scanning, Threat intelligence, MDR / EDR and Email security, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best (panel of A-rated carriers via Howden / Lloyd's capacity).. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- DUAL: one of the world's largest international MGAs; part of Howden Group; 21 countries; 70+ product lines; 11,000+ broker and agent partners worldwide.
- DUAL Tech Cyber Media: combined Technology E&O, Cyber, and Media Liability in one policy; designed for technology companies and digital media businesses.
- Coverage: Technology Errors & Omissions liability (professional services liability for technology products and services), Cyber (all DUAL Cyber Defense coverages), Media Liability (digital and traditional media).
- DUAL Cyber Active Protect technology stack available as add-on; Silverfort and Cynet integrations.
- Target: technology companies, SaaS providers, media businesses, IT service firms, digital platforms.
- Primary and excess placements available.
Limitations
- Broker-only distribution.
- No cyber risk questionnaire for standard SME business (DUAL Cyber Active Protect tier); full underwriting for complex accounts.
- Coverage and capacity may vary by market/entity — confirm local terms with DUAL underwriter.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is DUAL Cyber Defense designed for?
DUAL Cyber Defense by DUAL Corporate Risks Ltd. targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in UK. Geographic scope: Global (Lloyd's and company markets; UK primary)..
+What proactive security services are included with DUAL Cyber Defense?
The policy bundles 7 proactive services: Vulnerability scanning, Threat intelligence, MDR / EDR, Email security, Incident response, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.
+Does DUAL Cyber Defense help with NIS2 or DORA compliance?
DUAL Corporate Risks Ltd. indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..
+How can I buy DUAL Cyber Defense in UK?
DUAL Cyber Defense is sold through insurance brokers — broker contact: https://www.dualinsurance.com/uk-en/products. Compare it with alternatives in UK on Ryskly before approaching a broker.