ERGO Insurance SE – Lithuania Branch (Munich Re (Germany))

Cyber Security Insurance

by ERGO Insurance SE – Lithuania Branch
B2BA+DirectNIS2Broker onlyDomestic onlyLithuanian
Last updated 07.05.2026

Cyber Security Insurance is a cyber insurance product underwritten by ERGO Insurance SE – Lithuania Branch (Munich Re (Germany)), available in Lithuania. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. Policyholders get 1 bundled proactive service — Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Lithuanian / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Data recovery.
  • Third-party liability coverage.
  • Business interruption coverage.
  • Note (Jan 2026): ERGO International AG completed acquisition of ADB Gjensidige (former Gjensidige Forsikring Baltic subsidiary). ADB Gjensidige retaining brand during phased merger into ERGO Insurance SE. Post-merger, ERGO will be #3 Baltic insurer by premium volume.

Limitations

  • Domestic Lithuania product.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (ERGO Lithuania claims contact)

Frequently asked questions§ 04

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Who is Cyber Security Insurance designed for?

Cyber Security Insurance by ERGO Insurance SE – Lithuania Branch targets small and medium-sized businesses, mid-market companies and large enterprises in Lithuania. Geographic scope: Domestic only..

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What proactive security services are included with Cyber Security Insurance?

The policy bundles 1 proactive service: Crisis management. These preventive services are typically included in the premium.

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Does Cyber Security Insurance help with NIS2 or DORA compliance?

ERGO Insurance SE – Lithuania Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy Cyber Security Insurance in Lithuania?

Cyber Security Insurance is sold through insurance brokers — broker contact: https://ergo.lt/en/corporate/cyber-security-insurance. Compare it with alternatives in Lithuania on Ryskly before approaching a broker.