🇱🇹 Lithuania
If P&C Insurance AS – Lithuania Branch (Sampo Group (Finland))

Kibernetinių rizikų draudimas (Cyber Insurance)

by If P&C Insurance AS – Lithuania Branch
B2BA+DirectNIS2EU / EEALithuanian
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
A+ (Superior) – AM Best (If P&C / Sampo Group)
MGA / Direct
No – Direct insurer.
Policy Language
Lithuanian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Same If Baltic cyber platform as Estonia and Latvia.
  • Coverage: cyber attack response, BI loss, data breach RC, GDPR notification, ransomware, extortion, data recovery.
  • If P&C: major non-life insurer in Lithuania.
  • Note: ERGO Lithuanian operations acquired by ERGO International (Munich Re) completed 2025; If remains a leading alternative with dedicated cyber product.

Limitations

  • Small market; limited domestic capacity.

Contact & Response§ 03

Customer Contact
https://www.if.lt/verslui/
24/7 Crisis Hotline
Via policy documentation.
Broker Contact
https://www.if.lt/verslui/