If P&C Insurance AS – Lithuania Branch (Sampo Group (Finland))
Kibernetinių rizikų draudimas (Cyber Insurance)
by If P&C Insurance AS – Lithuania Branch
B2BA+DirectNIS2Domestic onlyLithuanian
Last updated 07.05.2026
Product Details§ 01
Max Insurance Limit
Insurance limit from €5K to €50K
Min Premium / Revenue
No revenue threshold published
Market Focus
Micro, SME, Mid-market, Large
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Lithuanian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- Same If Baltic cyber platform as Estonia and Latvia.
- Coverage: cyber attack response, BI loss, data breach RC, GDPR notification, ransomware, extortion, data recovery.
- If P&C: major non-life insurer in Lithuania.
- Note: ERGO Lithuanian operations acquired by ERGO International (Munich Re) completed 2025; If remains a leading alternative with dedicated cyber product.
Limitations
- Small market; limited domestic capacity.
- Coverage focused on data recovery.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation.
Broker Contact