Kibernetinių rizikų draudimas (Cyber Insurance)
Kibernetinių rizikų draudimas (Cyber Insurance) is a cyber insurance product underwritten by If P&C Insurance AS – Lithuania Branch (Sampo Group (Finland)), available in Lithuania. It is aimed at micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Insurance limit from €5K to €50K. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Same If Baltic cyber platform as Estonia and Latvia.
- Coverage: cyber attack response, BI loss, data breach RC, GDPR notification, ransomware, extortion, data recovery.
- If P&C: major non-life insurer in Lithuania.
- Note: ERGO Lithuanian operations acquired by ERGO International (Munich Re) completed 2025; If remains a leading alternative with dedicated cyber product.
Limitations
- Small market; limited domestic capacity.
- Coverage focused on data recovery.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Kibernetinių rizikų draudimas (Cyber Insurance) designed for?
Kibernetinių rizikų draudimas (Cyber Insurance) by If P&C Insurance AS – Lithuania Branch targets micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises in Lithuania. Geographic scope: Domestic only..
+Does Kibernetinių rizikų draudimas (Cyber Insurance) help with NIS2 or DORA compliance?
If P&C Insurance AS – Lithuania Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Kibernetinių rizikų draudimas (Cyber Insurance) in Lithuania?
You can approach If P&C Insurance AS – Lithuania Branch directly (https://www.if.lt/verslui/kontaktai) or via the provider's website. Compare it with alternatives in Lithuania on Ryskly first.