Generali España, S.A. de Seguros y Reaseguros (Generali group (Italy))
GENERALI Ciberseguridad
by Generali España, S.A. de Seguros y Reaseguros
B2BADirectNIS2SpainSpanish
Last updated 46143
Product Details§ 01
Max Insurance Limit
Bespoke per risk.
Min Premium / Revenue
SME-focused; no published minimum premium.
Market Focus
SME
Coverage
Cyber crime / FTF
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Spanish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Spain.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- GENERALI Ciberseguridad: dedicated cyber product for Spanish SMEs (pymes); designed to prevent and respond to digital risk.
- Online vulnerability assessment platform developed by Generali: analyses company systems, produces personalised report identifying security gaps — pre-loss risk assessment included.
- Coverage: first-party (own damages — BI, data recovery, virus removal, ransomware), third-party liability (data breach, privacy, IP violations, defamation via digital media), electronic crime (fraud, funds transfer).
- 24-hour technical assistance and advisory service (asistencia técnica ilimitada).
- Forensic analysis, legal support and PR/reputational harm management on claim.
- Generali España: more than 30 years' experience managing cyber risks; 10,000+ professionals across Spain; agent-based distribution (no direct online purchase).
- Generali group: A (Excellent) AM Best; one of the world's largest insurance groups; 70M+ customers globally.
Limitations
- SME (pymes) focused product — not available for large enterprise.
- Agent-only distribution; not available direct online.
- Spain domestic.
Contact & Response§ 03
24/7 Crisis Hotline
24/7 technical assistance included (asistencia técnica ilimitada 24h).
Broker Contact