GENERALI Ciberseguridad
GENERALI Ciberseguridad is a cyber insurance product underwritten by Generali España, S.A. de Seguros y Reaseguros (Generali group (Italy)), available in Spain. It is aimed at small and medium-sized businesses. Coverage limits reach up to Bespoke per risk.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 6 bundled proactive services — Vulnerability scanning, Risk assessment, Incident response and Risk platform / portal, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- GENERALI Ciberseguridad: dedicated cyber product for Spanish SMEs (pymes); designed to prevent and respond to digital risk.
- Online vulnerability assessment platform developed by Generali: analyses company systems, produces personalised report identifying security gaps — pre-loss risk assessment included.
- Coverage: first-party (own damages — BI, data recovery, virus removal, ransomware), third-party liability (data breach, privacy, IP violations, defamation via digital media), electronic crime (fraud, funds transfer).
- 24-hour technical assistance and advisory service (asistencia técnica ilimitada).
- Forensic analysis, legal support and PR/reputational harm management on claim.
- Generali España: more than 30 years' experience managing cyber risks; 10,000+ professionals across Spain; agent-based distribution (no direct online purchase).
- Generali group: A (Excellent) AM Best; one of the world's largest insurance groups; 70M+ customers globally.
Limitations
- SME (pymes) focused product — not available for large enterprise.
- Agent-only distribution; not available direct online.
- Spain domestic.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is GENERALI Ciberseguridad designed for?
GENERALI Ciberseguridad by Generali España, S.A. de Seguros y Reaseguros targets small and medium-sized businesses in Spain. Geographic scope: Spain..
+What proactive security services are included with GENERALI Ciberseguridad?
The policy bundles 6 proactive services: Vulnerability scanning, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.
+Does GENERALI Ciberseguridad help with NIS2 or DORA compliance?
Generali España, S.A. de Seguros y Reaseguros indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy GENERALI Ciberseguridad in Spain?
You can approach Generali España, S.A. de Seguros y Reaseguros directly (https://www.generali.es/seguros-empresa/ciberseguridad tania.donoso@generali.com) or via the provider's website. Compare it with alternatives in Spain on Ryskly first.