Gjensidige Forsikring ASA (Gjensidige Forsikring ASA (Norway))

Cyberforsikring (Bedrift)

by Gjensidige Forsikring ASA
B2BADirectNIS2Broker onlyDomestic onlyNorwegian
Last updated 07.05.2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Norwegian
NIS2 / DORA Support
NIS2 compliance advisory included (EEA Agreement).
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Coverage: cyber attack investigation and response, data and software recovery, BI loss (full/partial stoppages), ransomware/extortion, third-party RC (data breach).
  • Norway combined ratio 73.4% (Q4 2024) — exceptional underwriting performance.
  • Gjensidige: Norway's #1 P&C insurer (850,000 commercial customers; dominant market share).
  • Founded 1816; listed Oslo Stock Exchange.

Limitations

  • Norway domestic product primarily.

Contact & Response§ 03

24/7 Crisis Hotline
The insurance is purchased before 1 June 2024: Call CGI on 51 22 26 10 The insurance has been purchased after 1 June 2024: Call +45 32 73 03 70