Gjensidige Forsikring ASA (Gjensidige Forsikring ASA (Norway))

Cyberforsikring (Bedrift)

by Gjensidige Forsikring ASA
B2BADirectNIS2Broker onlyDomestic onlyNorwegian
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
A (Excellent) – AM Best (Gjensidige Forsikring)
MGA / Direct
No – Direct insurer.
Policy Language
Norwegian
NIS2 / DORA Support
NIS2 compliance advisory included (EEA Agreement).
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Coverage: cyber attack investigation and response, data and software recovery, BI loss (full/partial stoppages), ransomware/extortion, third-party RC (data breach).
  • Norway combined ratio 73.4% (Q4 2024) — exceptional underwriting performance.
  • Gjensidige: Norway's #1 P&C insurer (850,000 commercial customers; dominant market share).
  • Founded 1816; listed Oslo Stock Exchange.

Limitations

  • Norway domestic product primarily.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (24/7 professional IR team).