Cyberforsikring (Bedrift)
Cyberforsikring (Bedrift) is a cyber insurance product underwritten by Gjensidige Forsikring ASA (Gjensidige Forsikring ASA (Norway)), available in Norway. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. Policyholders get 1 bundled proactive service — Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Coverage: cyber attack investigation and response, data and software recovery, BI loss (full/partial stoppages), ransomware/extortion, third-party RC (data breach).
- Norway combined ratio 73.4% (Q4 2024) — exceptional underwriting performance.
- Gjensidige: Norway's #1 P&C insurer (850,000 commercial customers; dominant market share).
- Founded 1816; listed Oslo Stock Exchange.
Limitations
- Norway domestic product primarily.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyberforsikring (Bedrift) designed for?
Cyberforsikring (Bedrift) by Gjensidige Forsikring ASA targets small and medium-sized businesses, mid-market companies and large enterprises in Norway. Geographic scope: Domestic only..
+What proactive security services are included with Cyberforsikring (Bedrift)?
The policy bundles 1 proactive service: Incident response. These preventive services are typically included in the premium.
+Does Cyberforsikring (Bedrift) help with NIS2 or DORA compliance?
Gjensidige Forsikring ASA indicates the following NIS2/DORA support for this product: NIS2 compliance advisory included (EEA Agreement)..
+How can I buy Cyberforsikring (Bedrift) in Norway?
Cyberforsikring (Bedrift) is sold through insurance brokers — broker contact: https://www.gjensidige.no/bedrift/. Compare it with alternatives in Norway on Ryskly before approaching a broker.