If Skadeforsikring AS (Norway) (Sampo Group (Finland))

Cyberforsikring (Datakriminalitetsforsikring)

by If Skadeforsikring AS (Norway)
B2BA+DirectNIS2Broker onlyDomestic onlyNorwegian
Last updated 07.05.2026

Cyberforsikring (Datakriminalitetsforsikring) is a cyber insurance product underwritten by If Skadeforsikring AS (Norway) (Sampo Group (Finland)), available in Norway. It is aimed at micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. Policyholders get 4 bundled proactive services — Phishing simulation, Threat intelligence, Incident response and Risk platform / portal — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
Micro, SME, Mid-market, Large
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Norwegian
NIS2 / DORA Support
NIS2 compliance advisory included (EEA Agreement).
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • If CyberInsurance: Scandinavia's leading cyber insurer; consistent product platform across Norway, Sweden, Finland, Estonia, Latvia and Lithuania.
  • Coverage: cyber attack response, data breach RC, BI loss, data recovery, ransomware/extortion, GDPR notification costs, third-party network security and privacy liability, legal costs.
  • If P&C: Sampo Group subsidiary; #1 P&C insurer in the Nordic and Baltic region by premium volume.
  • Local language policies and local claims handling in each country.

Limitations

  • Small market; limited domestic capacity.

Contact & Response§ 03

24/7 Crisis Hotline
24/7 via policy documentation.

Frequently asked questions§ 04

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Who is Cyberforsikring (Datakriminalitetsforsikring) designed for?

Cyberforsikring (Datakriminalitetsforsikring) by If Skadeforsikring AS (Norway) targets micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises in Norway. Geographic scope: Domestic only..

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What proactive security services are included with Cyberforsikring (Datakriminalitetsforsikring)?

The policy bundles 4 proactive services: Phishing simulation, Threat intelligence, Incident response and Risk platform / portal. These preventive services are typically included in the premium.

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Does Cyberforsikring (Datakriminalitetsforsikring) help with NIS2 or DORA compliance?

If Skadeforsikring AS (Norway) indicates the following NIS2/DORA support for this product: NIS2 compliance advisory included (EEA Agreement)..

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How can I buy Cyberforsikring (Datakriminalitetsforsikring) in Norway?

Cyberforsikring (Datakriminalitetsforsikring) is sold through insurance brokers — broker contact: https://www.if.no/bedrift/kundeservice. Compare it with alternatives in Norway on Ryskly before approaching a broker.