Hiscox Spain (Hiscox Ltd. (Bermuda))
CyberClear
by Hiscox Spain
B2BADirectNIS2Broker onlyEU / EEASpanish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to €2.5M (SME); bespoke above.
Market Focus
SME and mid-market.
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Spanish / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- CyberClear: Hiscox's flagship standalone cyber product for SME and commercial clients.
- Coverage: data breach response, BI loss, cyber extortion/ransomware, data recovery, network security liability, privacy regulatory defence and GDPR fines, legal and PR costs.
- Phishing simulation and CyberClear Academy (online awareness training) included.
- Dedicated 24/7 cyber claims and IR response team.
Limitations
- SME and mid-market focus.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (Hiscox 24/7 claims portal)
Broker Contact