HSB Canada (Hartford Steam Boiler Inspection and Insurance Company of Canada) (Munich Re (Germany))

HSB CyberPro

by HSB Canada (Hartford Steam Boiler Inspection and Insurance Company of Canada)
B2BA++DirectBroker onlyCanadaEnglish
Last updated 07.05.2026

HSB CyberPro is a cyber insurance product underwritten by HSB Canada (Hartford Steam Boiler Inspection and Insurance Company of Canada) (Munich Re (Germany)), available in Canada. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke; revenue up to CAD $2B.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 8 bundled proactive services — Vulnerability scanning, Training & awareness, Threat intelligence and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke; revenue up to CAD $2B.
Min Premium / Revenue
Revenue up to CAD $2B; all sizes; no published minimum.
Market Focus
SME, Mid-market, Large
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / French
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Canada.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • HSB Canada: part of Munich Re group; specialty insurer; among top 10 cyber insurers in North America; A++ (Superior) AM Best; 20 years' cyber experience.
  • HSB CyberPro (Canada): comprehensive cyber insurance for Canadian businesses; revenues up to CAD $2B; launched October 2025.
  • First-party coverages: cybercrime, business interruption, system failure, data restoration, event response costs, computer forensics, data recovery, crisis management.
  • Third-party coverages: network security liability, privacy liability (regulatory fines), PCI fines and assessments, media liability (claim expenses and damages).
  • Cyber Safety risk management platform (included): active monitoring for system and website vulnerabilities, access to cybersecurity and legal experts, ransomware prevention services, downloadable security policies, online assessment and training tools.
  • Broad industry appetite: retail, hospitality, transportation, wholesale trade, construction, non-profit organisations; agile and customisable coverage.
  • Dedicated cyber claims specialists; Google Cloud Protection endorsement available (coverage enhancements and up to 20% premium discount for Google Cloud customers sharing Cyber Insurance Hub report).

Limitations

  • Revenue up to CAD $2B; all business sizes.
  • Broker-only distribution Canada-wide.
  • Canada domestic product (HSB Canada entity).

Contact & Response§ 03

24/7 Crisis Hotline
Dedicated cyber claims specialists (HSB Canada); contact via broker.

Frequently asked questions§ 04

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Who is HSB CyberPro designed for?

HSB CyberPro by HSB Canada (Hartford Steam Boiler Inspection and Insurance Company of Canada) targets small and medium-sized businesses, mid-market companies and large enterprises in Canada. Geographic scope: Canada..

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What proactive security services are included with HSB CyberPro?

The policy bundles 8 proactive services: Vulnerability scanning, Training & awareness, Threat intelligence, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.

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Does HSB CyberPro help with NIS2 or DORA compliance?

HSB Canada (Hartford Steam Boiler Inspection and Insurance Company of Canada) indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy HSB CyberPro in Canada?

HSB CyberPro is sold through insurance brokers — broker contact: https://www.munichre.com/hsbcanada/en/products/commercial-lines-brokers-and-agents/hsb-cyberpro.html. Compare it with alternatives in Canada on Ryskly before approaching a broker.