If Skadeförsäkring AB (Sampo Group (Finland))
Databrottsförsäkring
Cyberforsikring
by If Skadeförsäkring AB
B2BA+DirectNIS2Broker onlyEU / EEASwedish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
A+ (Superior) – AM Best (If P&C / Sampo Group)
MGA / Direct
No – Direct insurer.
Policy Language
Swedish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Coverage: data breach and cyber attack response, BI loss, data recovery, legal costs, GDPR notification costs, ransomware and extortion.
- Pan-Nordic reach: If operates in Sweden, Norway, Denmark and Finland — same product/platform across all Nordic markets.
- If Skadeförsäkring: Sweden's #2 P&C insurer (jointly with Länsförsäkringar for #1/#2); part of Sampo Group which owns Topdanmark (acquired 2024).
- Available for both SME and large enterprise clients.
Limitations
- Swedish/Nordic focus only.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 via policy documentation.
Broker Contact