Databrottsförsäkring
Cyberforsikring
Databrottsförsäkring / Cyberforsikring is a cyber insurance product underwritten by If Skadeförsäkring AB (Sampo Group (Finland)), available in Sweden. It is aimed at micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. Policyholders get 4 bundled proactive services — Phishing simulation, Threat intelligence, Incident response and Risk platform / portal — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Coverage: data breach and cyber attack response, BI loss, data recovery, legal costs, GDPR notification costs, ransomware and extortion.
- Pan-Nordic reach: If operates in Sweden, Norway, Denmark and Finland — same product/platform across all Nordic markets.
- If Skadeförsäkring: Sweden's #2 P&C insurer (jointly with Länsförsäkringar for #1/#2); part of Sampo Group which owns Topdanmark (acquired 2024).
- Available for both SME and large enterprise clients.
Limitations
- Swedish/Nordic focus only.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Databrottsförsäkring / Cyberforsikring designed for?
Databrottsförsäkring / Cyberforsikring by If Skadeförsäkring AB targets micro-companies and sole traders, small and medium-sized businesses, mid-market companies and large enterprises in Sweden. Geographic scope: Domestic only..
+What proactive security services are included with Databrottsförsäkring / Cyberforsikring?
The policy bundles 4 proactive services: Phishing simulation, Threat intelligence, Incident response and Risk platform / portal. These preventive services are typically included in the premium.
+Does Databrottsförsäkring / Cyberforsikring help with NIS2 or DORA compliance?
If Skadeförsäkring AB indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Databrottsförsäkring / Cyberforsikring in Sweden?
Databrottsförsäkring / Cyberforsikring is sold through insurance brokers — broker contact: https://www.if.se/foretag/kundservice. Compare it with alternatives in Sweden on Ryskly before approaching a broker.