Cyberförsäkring BAS
Cyberförsäkring BAS is a cyber insurance product underwritten by Länsförsäkringar AB (group of 23 regional mutuals) (Länsförsäkringar (Swedish mutual group)), available in Sweden. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke per risk; limits vary by regional entity.. Policyholders get 4 bundled proactive services — Vulnerability scanning, Threat intelligence, Incident response and Risk platform / portal — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of Not rated by AM Best.. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Länsförsäkringar: group of 23 regional mutual insurance companies; largest composite insurer in Sweden; 4M+ customers; Sverige-ägd (customer-owned); no external shareholders.
- 24/7 expert support included across all tiers (dygnet runt, hela året — 24 hours, 365 days).
- 2025: cyber insurance strengthened in partnership with Safestate — preventive tools against cyber attacks for businesses and farms; preventive advice and compensation at breach.
- Löpande sårbarhetskontroll av hemsida (continuous vulnerability scanning of website) included.
- Övervakning av lösenord för en domän (password/credential monitoring for one domain) included.
- Backup — online backuplagring (online backup storage) included.
- Ghost — avindexering från upplysningstjänster med kontinuerlig övervakning (de-indexing from data broker services with continuous monitoring) included.
- Månadsbrev med cyberinsikter (monthly newsletter with cyber insights) included.
- Terms and prices vary by regional entity (23 regional mutuals — Bergslagen, Blekinge, Dalarna, Göteborg etc.).
- Cyberförsäkring BAS: essential tier; included automatically with most Länsförsäkringar business insurance policies (tillägg till företagsförsäkringen).
- Coverage: extra costs at network incident (utredningskostnader), investigation costs, GDPR authority investigation costs, credential monitoring, website vulnerability scan (var sjätte månad — every 6 months), online backup, de-indexing service.
- No ransom payment coverage; no business interruption; no extended crisis management.
Limitations
- Included as add-on to business insurance — not standalone.
- Ransom payments (lösensummor) not covered — LF group policy.
- No business interruption; no extended crisis management.
- Terms and prices vary by regional mutual entity.
- Sweden domestic market.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyberförsäkring BAS designed for?
Cyberförsäkring BAS by Länsförsäkringar AB (group of 23 regional mutuals) targets small and medium-sized businesses and mid-market companies in Sweden. Geographic scope: Sweden domestic.
+What proactive security services are included with Cyberförsäkring BAS?
The policy bundles 4 proactive services: Vulnerability scanning, Threat intelligence, Incident response and Risk platform / portal. These preventive services are typically included in the premium.
+Does Cyberförsäkring BAS help with NIS2 or DORA compliance?
Länsförsäkringar AB (group of 23 regional mutuals) indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Cyberförsäkring BAS in Sweden?
You can approach Länsförsäkringar AB (group of 23 regional mutuals) directly (https://www.lansforsakringar.se/foretag/kundservice/forsakring/) or via the provider's website. Compare it with alternatives in Sweden on Ryskly first.