Cyber Excess Insurance (SRCS)
Cyber Excess Insurance (SRCS) is a cyber insurance product underwritten by Swiss Re Corporate Solutions Ltd. – London (Swiss Re Group (Switzerland)), available in UK. It is aimed at large enterprises. Coverage limits reach up to Up to USD/EUR 10M excess capacity; sits above primary policy.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 3 bundled proactive services — Threat intelligence, Incident response and Cyber risk engineering — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- First-party: BI, forensics, data recovery, notification costs, extortion.
- Third-party: liability, regulatory defence, fines and penalties.
- Access to Swiss Re's global cyber analytics and accumulation modelling.
- Close integration with Swiss Re research and risk intelligence.
- Tailored capacity for large corporate and multinational clients.
- Coalition capacity partner for US cyber programmes.
Limitations
- Excess layer only; primary policy required. Bespoke per risk.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber Excess Insurance (SRCS) designed for?
Cyber Excess Insurance (SRCS) by Swiss Re Corporate Solutions Ltd. – London targets large enterprises in UK. Geographic scope: EU / EEA + global programmes..
+What proactive security services are included with Cyber Excess Insurance (SRCS)?
The policy bundles 3 proactive services: Threat intelligence, Incident response and Cyber risk engineering. These preventive services are typically included in the premium.
+Does Cyber Excess Insurance (SRCS) help with NIS2 or DORA compliance?
Swiss Re Corporate Solutions Ltd. – London indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..
+How can I buy Cyber Excess Insurance (SRCS) in UK?
Cyber Excess Insurance (SRCS) is sold through insurance brokers — broker contact: https://corporatesolutions.swissre.com/insurance-solutions/cyber.html. Compare it with alternatives in UK on Ryskly before approaching a broker.