Tokio Marine Kiln (Syndicate 510, Lloyd's) (Tokio Marine Group (Japan))

Cyber Ctrl+

by Tokio Marine Kiln (Syndicate 510, Lloyd's)

B2BA+DirectNIS2Broker onlyEU / EEAEnglish

Last updated 29.04.2026

Cyber Ctrl+ is a cyber insurance product underwritten by Tokio Marine Kiln (Syndicate 510, Lloyd's) (Tokio Marine Group (Japan)), available in UK. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to £5M.. The policy extends beyond standard cyber liability with Tech E&O combined. Policyholders get 1 bundled proactive service — Vulnerability scanning — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit

Up to £5M.

Min Premium / Revenue

SME to mid-market; no published minimum.

Market Focus

SME, Mid-market

Coverage

Tech E&O combined

AM Best Rating

A+ (Superior) – AM Best

MGA / Direct

No – Direct insurer (Lloyd's syndicate).

Policy Language

English

NIS2 / DORA Support

UK Cyber Security and Resilience Bill advisory included.

War Exclusion

War and nation-state cyber exclusion applied (LMA-aligned).

Geographic Scope

EU / EEA.

Broker Only

Yes

Advantages & Limitations§ 02

Advantages

Cyber Ctrl+ (enhanced Sep 2025): comprehensive standalone cyber; includes gross earnings loss and extra expense BI (own network + IT/non-IT provider); no cap on extra expenses.
Enterprise Ctrl (launched Oct 2025): first integrated Cyber + Tech E&O + Media + IP coverage in a single policy — eliminates coverage gaps across digital enterprise risks.
In-house cyber analysts with major global incident experience.
In market since 2003 (20+ years cyber underwriting experience).
Writes business globally via UK, US (Tokio Marine Highland) and Asia Pacific.

Limitations

Primarily mid-to-large commercial risks; Lloyd's minimum premiums apply.

Contact & Response§ 03

Customer Contact

https://www.tmkiln.com/contact/

24/7 Crisis Hotline

Via policy documentation (TMK 24/7 cyber claims team)

Broker Contact

https://www.tmkiln.com/insurance/cyber-enterprise-risk/

Frequently asked questions§ 04

Who is Cyber Ctrl+ designed for?

Cyber Ctrl+ by Tokio Marine Kiln (Syndicate 510, Lloyd's) targets small and medium-sized businesses and mid-market companies in UK. Geographic scope: EU / EEA..

What proactive security services are included with Cyber Ctrl+?

The policy bundles 1 proactive service: Vulnerability scanning. These preventive services are typically included in the premium.

Does Cyber Ctrl+ help with NIS2 or DORA compliance?

Tokio Marine Kiln (Syndicate 510, Lloyd's) indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..

How can I buy Cyber Ctrl+ in UK?

Cyber Ctrl+ is sold through insurance brokers — broker contact: https://www.tmkiln.com/insurance/cyber-enterprise-risk/. Compare it with alternatives in UK on Ryskly before approaching a broker.