Tokio Marine Kiln (Syndicate 510, Lloyd's) (Tokio Marine Group (Japan))
Enterprise Ctrl
by Tokio Marine Kiln (Syndicate 510, Lloyd's)
B2BA+DirectNIS2Broker onlyEU / EEAEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke; large enterprise capacity.
Min Premium / Revenue
Large enterprise; bespoke per risk.
Market Focus
Large enterprise and corporate.
Coverage
Tech E&O combined
AM Best Rating
A+ (Superior) – AM Best (via Lloyd's market ratings)
MGA / Direct
No – Direct insurer (Lloyd's syndicate).
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Cyber Ctrl+ (enhanced Sep 2025): comprehensive standalone cyber; includes gross earnings loss and extra expense BI (own network + IT/non-IT provider); no cap on extra expenses.
- Enterprise Ctrl (launched Oct 2025): first integrated Cyber + Tech E&O + Media + IP coverage in a single policy — eliminates coverage gaps across digital enterprise risks.
- In-house cyber analysts with major global incident experience.
- In market since 2003 (20+ years cyber underwriting experience).
- Writes business globally via UK, US (Tokio Marine Highland) and Asia Pacific.
Limitations
- Primarily mid-to-large commercial risks; Lloyd's minimum premiums apply.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (TMK 24/7 cyber claims team)
Broker Contact