Travelers Insurance Company Limited (UK) (The Travelers Companies, Inc. (USA))
Travelers CyberRisk (SME)
by Travelers Insurance Company Limited (UK)
B2BA++DirectNIS2Broker onlyEU / EEAEnglish
Last updated 07.05.2026
Product Details§ 01
Max Insurance Limit
Bespoke; SME limits.
Min Premium / Revenue
SME; revenues below £50M; no published minimum premium.
Market Focus
Micro, SME
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Travelers: one of the largest US commercial P&C insurers; A++ (Superior) AM Best; leading global cyber solutions provider; Travelers Syndicate 5000 (Lloyd's).
- Dedicated claims handler and breach coaches for all cyber policyholders; superior claims service.
- HCL Technologies services (mid-market and corporate): one hour pre-breach consultation and free staff cybersecurity training for policyholders.
- SentinelOne® platform (mid-market and corporate): endpoint detection and response.
- Corvus-powered vulnerability scanning: continuous monitoring and real-time exposure alerts (existing policyholders).
- Travelers CyberRisk SME: comprehensive cyber policy for small and medium enterprises; same specialist expertise as mid-market product, scaled for smaller businesses.
- Dedicated claims handler and breach coaches; dedicated service contact.
- Coverage highlights: forensic investigations, litigation expenses, regulatory defence expenses/fines, crisis management expenses, business interruption, cyber extortion, post-breach betterment (computer system improvement costs).
- Appetite: 25+ industry sectors; revenue below £50M.
Limitations
- SME-focused; revenues below £50M.
- Broker-only distribution.
- UK and Republic of Ireland (written on company paper).
- No appetite: Adult entertainment, airline, critical infrastructure, cryptocurrency, debt collection, emergency services, electricity/gas utility, NHS-affiliated healthcare, MSPs/cybersecurity, payment processors, political entities, primary UK technology, real time trading, social media, ticketing agency/software, tobacco/cannabis, water utility.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (Travelers Europe 24/7 claims response team)
Broker Contact