Zurich Insurance plc – UK Branch (Zurich Insurance Group (Switzerland))

Zurich Cyber Solution

by Zurich Insurance plc – UK Branch
B2BA+DirectNIS2Broker onlyEU / EEAEnglish
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
Mid-market to large enterprise and multinational.
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Zurich Cyber Insurance Policy (ZCIP): flagship standalone commercial cyber; coverage for data breach, ransomware, BI and extra expenses, data recovery, cyber extortion, network security liability, media liability, privacy regulatory defence and fines.
  • Zurich Resilience Solutions (ZRS): integrated risk engineering unit providing vulnerability assessments, penetration testing, incident response planning, 24/7 monitoring, training and awareness, and governance, risk and compliance services.
  • Pre-breach advisory: complimentary onboarding session with ZRS Cyber Risk Engineers for all policyholders.
  • Breach coach and cybersecurity hotline bundled in the Concierge Suite (middle-market product, launched Jul 2023).
  • Pre- and post-event services from established vendor relationships: incident response triage, data recovery, breach notification support.
  • Dedicated Cyber Claims team with experienced attorneys and deep cyber claims expertise.

Limitations

  • Mid-market to large enterprise focus.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation