AIG India (AIG Insurance Company, India Branch) (American International Group, Inc. (USA))
CyberEdge
by AIG India (AIG Insurance Company, India Branch)
B2BADirect—Broker onlyAPACEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
Min. premium $5,000 for full service suite.
Market Focus
Mid-market to large enterprise.
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / Hindi
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
APAC.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- CyberEdge: AIG's flagship standalone cyber product; comprehensive first- and third-party coverage for data breach, ransomware/extortion, BI, data recovery, network security liability, media liability, privacy regulatory defence and fines.
- Cyber Resiliency Program: complimentary proactive services for eligible policyholders (min. €5,000 annual premium); includes vulnerability scanning, dark web/domain monitoring, employee cybersecurity eLearning and phishing simulation (30+ languages), ransomware risk assessment.
- Mid-term vulnerability alerts: AIG proactively notifies policyholders of identified malware, unpatched vulnerabilities or misconfigurations during the policy period.
- 20+ years of cyber claims experience; claims team 90%+ former lawyers with 20+ years' average experience.
- Policies issuable in 60+ countries via AIG's global network.
Limitations
- Cyber crime (social engineering, FTF), system failure, dependent BI, bricking, voluntary shutdown, and reputational loss are optional endorsements — not included by default.
- Larger limits require specialist underwriting team referral.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
+91 22 4271 0000 (AIG India)
Broker Contact