🇮🇳 India
Bajaj Allianz General Insurance Company Limited (Bajaj Finserv / Allianz SE (India/Germany))

Bajaj Allianz Cyber Shield Insurance

by Bajaj Allianz General Insurance Company Limited
B2BBDirect—Broker onlyAPACEnglish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
From ₹7,000/yr.
Market Focus
Individuals and all company sizes.
AM Best Rating
Not rated by AM Best (IRDAI-regulated; Allianz SE group AM Best A+ (Superior)).
MGA / Direct
No – Direct insurer.
Policy Language
English / Hindi
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
APAC.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Bajaj Allianz: major Indian general insurer (joint venture Bajaj Finserv and Allianz SE).
  • Cyber Shield covers both personal and corporate risks.
  • Coverage: ransomware, phishing, data breach, BI loss, cyber extortion, e-commerce fraud, data restoration, legal costs, DPDPA notification.
  • Advanced threat detection tools and financial coverage for digital transactions.
  • Affordable premiums from ₹7,000/yr; flexible add-ons.
  • Top-3 cyber insurer in India by volume.

Limitations

  • India domestic (IRDAI-regulated).

Contact & Response§ 03

Customer Contact
https://www.bajajallianz.com/
24/7 Crisis Hotline
Via policy documentation.
Broker Contact
https://www.bajajallianz.com/