Bajaj Allianz General Insurance Company Limited (Bajaj Finserv / Allianz SE (India/Germany))

Bajaj Allianz Cyber Shield Insurance

by Bajaj Allianz General Insurance Company Limited
B2BBDirectBroker onlyAsia PacificEnglish
Last updated 29.04.2026

Bajaj Allianz Cyber Shield Insurance is a cyber insurance product underwritten by Bajaj Allianz General Insurance Company Limited (Bajaj Finserv / Allianz SE (India/Germany)), available in India. It is aimed at micro-companies and sole traders, small and medium-sized businesses, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. Policyholders get 1 bundled proactive service — Phishing simulation — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of Not rated by AM Best.. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
From ₹7,000/yr.
Market Focus
Micro, SME, Large, Multinational
AM Best Rating
Not rated by AM Best.
MGA / Direct
No – Direct insurer.
Policy Language
English / Hindi
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Asia Pacific.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Bajaj Allianz: major Indian general insurer (joint venture Bajaj Finserv and Allianz SE).
  • Cyber Shield covers both personal and corporate risks.
  • Coverage: ransomware, phishing, data breach, BI loss, cyber extortion, e-commerce fraud, data restoration, legal costs, DPDPA notification.
  • Advanced threat detection tools and financial coverage for digital transactions.
  • Affordable premiums from ₹7,000/yr; flexible add-ons.
  • Top-3 cyber insurer in India by volume.

Limitations

  • India domestic (IRDAI-regulated).

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation.

Frequently asked questions§ 04

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Who is Bajaj Allianz Cyber Shield Insurance designed for?

Bajaj Allianz Cyber Shield Insurance by Bajaj Allianz General Insurance Company Limited targets micro-companies and sole traders, small and medium-sized businesses, large enterprises and multinational groups in India. Geographic scope: Asia Pacific..

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What proactive security services are included with Bajaj Allianz Cyber Shield Insurance?

The policy bundles 1 proactive service: Phishing simulation. These preventive services are typically included in the premium.

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Does Bajaj Allianz Cyber Shield Insurance help with NIS2 or DORA compliance?

Bajaj Allianz General Insurance Company Limited indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Bajaj Allianz Cyber Shield Insurance in India?

Bajaj Allianz Cyber Shield Insurance is sold through insurance brokers — broker contact: https://www.bajajallianz.com/. Compare it with alternatives in India on Ryskly before approaching a broker.