HDFC ERGO General Insurance Company Limited (HDFC Bank Group / ERGO Group (India/Germany))
Cyber Sachet
Cyber Suraksha Insurance (Individual + Corporate)
by HDFC ERGO General Insurance Company Limited
B2BBDirect—Broker onlyAsia PacificEnglish
Last updated 07.05.2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
Individual from ₹2,000/yr; business from ₹5,000/yr.
Market Focus
Micro, SME, Large, Multinational
AM Best Rating
Not rated by AM Best.
MGA / Direct
No – Direct insurer.
Policy Language
English / Hindi
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Asia Pacific.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- HDFC ERGO: one of India's top-5 general insurers (joint venture between HDFC Bank and ERGO International).
- Cyber Sachet (2025): new low-cost cyber insurance for retail customers using digital platforms — accessible micro-insurance.
- Corporate cyber insurance: comprehensive coverage for all business sizes.
- Coverage: phishing, hacking, malware/ransomware, data breach, BI loss, identity theft, DPDPA notification costs, legal costs, cyber extortion.
- India market leader recognition (consistently top-3 cyber insurer by volume).
Limitations
- India domestic (IRDAI-regulated).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation.
Broker Contact