Cyber Sachet
Cyber Suraksha Insurance (Individual + Corporate)
Cyber Sachet / Cyber Suraksha Insurance (Individual + Corporate) is a cyber insurance product underwritten by HDFC ERGO General Insurance Company Limited (HDFC Bank Group / ERGO Group (India/Germany)), available in India. It is aimed at micro-companies and sole traders, small and medium-sized businesses, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. The carrier holds an AM Best rating of Not rated by AM Best.. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- HDFC ERGO: one of India's top-5 general insurers (joint venture between HDFC Bank and ERGO International).
- Cyber Sachet (2025): new low-cost cyber insurance for retail customers using digital platforms — accessible micro-insurance.
- Corporate cyber insurance: comprehensive coverage for all business sizes.
- Coverage: phishing, hacking, malware/ransomware, data breach, BI loss, identity theft, DPDPA notification costs, legal costs, cyber extortion.
- India market leader recognition (consistently top-3 cyber insurer by volume).
Limitations
- India domestic (IRDAI-regulated).
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber Sachet / Cyber Suraksha Insurance (Individual + Corporate) designed for?
Cyber Sachet / Cyber Suraksha Insurance (Individual + Corporate) by HDFC ERGO General Insurance Company Limited targets micro-companies and sole traders, small and medium-sized businesses, large enterprises and multinational groups in India. Geographic scope: Asia Pacific..
+Does Cyber Sachet / Cyber Suraksha Insurance (Individual + Corporate) help with NIS2 or DORA compliance?
HDFC ERGO General Insurance Company Limited indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Cyber Sachet / Cyber Suraksha Insurance (Individual + Corporate) in India?
Cyber Sachet / Cyber Suraksha Insurance (Individual + Corporate) is sold through insurance brokers — broker contact: https://www.hdfcergo.com/. Compare it with alternatives in India on Ryskly before approaching a broker.