Delta Insurance New Zealand Limited (Delta Insurance Group)
Cyber Liability Insurance
by Delta Insurance New Zealand Limited
B2BAMGA—Broker onlyNew Zealand (worldwide policy territory)English
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to NZD 25M (capacity via Lloyd's).
Min Premium / Revenue
No published minimum; all company sizes.
Market Focus
All sizes; all industries; NZ-focused specialist MGA.
Coverage
Cyber crime / FTF
AM Best Rating
A (Excellent) – AM Best; A+ (Strong) – S&P; AA- (Very Strong) – Fitch (Lloyd's of London)
MGA / Direct
Yes – MGA (Lloyd's coverholder).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
New Zealand (worldwide policy territory).
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Delta Insurance New Zealand Limited: 100% Kiwi-owned specialist MGA; established 2014; part of Delta Insurance Group (NZ, AU, SG, Asia); 30,000+ risks across 18 products.
- Capacity via Lloyd's — Lloyd's Asia rating: A (Excellent) AM Best; A+ (Strong) S&P; AA- (Very Strong) Fitch.
- AM Best PA-2 (Excellent) performance assessment — 4th consecutive year (2024); evaluates data, processes, BCP, security, people and culture.
- ANZIIF Insurance Underwriting Agency of the Year — multiple awards; FT High-Growth Companies Asia Pacific 2024.
- Coverage: Business Interruption, Third Party Liability, Hacker Theft Cover, Costs to Restore, Data Forensic Services, Network Extortion / Triage & Breach Consultation, Notification Services & Credit Monitoring, Mandatory Breach Reporting, Public Relations Expenses.
- New in Version 2: Reconstitution Costs, Reward Expenses, Telephone Hacking, Social Engineering Cover, Third Party Contractor Liability extension, Reputation Harm, Human Error, Programming Error.
- 24/7 rapid response: local and international IT security experts; immediate containment, third-party access restriction, IT perimeter security.
- Claims partner network: forensics, endpoint detection, forensic technology, BCP, loss assessment, crisis comms, PR, fraud and identity reports; resolved without ransom (NZ case study, Oct 2025).
- Wraparound cyber risk management services: pre-loss risk mitigation strategies and post-loss partner network.
- Broker-only distribution; content intended for insurance intermediaries only.
Limitations
- Broker-only; content for insurance intermediaries only.
- New Zealand domestic market primary focus.
- Document accurate as at December 2024 (Version 2 wording).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 rapid response via claims notification — local and international IT security experts (via policy)
Broker Contact