Cyber Ultra

Advantages

• NZI: largest commercial insurer in New Zealand; business division of IAG New Zealand Limited; 160+ years insuring New Zealanders; part of IAG group (AA S&P rating).
• Broker-only distribution; NZI broker portal at secure.nzibrokerportal.co.nz.
• Online cyber risk self-assessment tool: nzi.co.nz/cyber-cover/assess-your-cyber-risk.
• Claims via broker; 24/7 claims line 0800 123 694.
• NZI Cyber Ultra: most extensive cyber cover; standalone comprehensive policy.
• Coverage: Privacy (loss of personal/corporate/employee information; cloud/ISP data loss; defence costs); System Damage (IT systems/records/data; retrieval, repair, restoration or replacement costs; external IT forensic/security consultants); Business Interruption (loss of profits from cyber event; no indemnity period restriction; 12-hour time excess); Computer virus, transmission and hacking (hacker/virus liability; data theft; phishing/DoS attacks; employee and third-party attacks); Computer crime (money/property crime losses; service provider system losses; rogue employee/third party); Multimedia liability (defamation, libel, slander; copyright/trademark/trade name infringement on digital and print; defence and third-party costs); Brand and personal reputation protection (PR consultancy costs for company brands and senior executives' personal reputations); Breach of statutory duties (eCommerce statutory duty breach; defence costs and compensation); Privacy fines and investigations (fines/penalties from privacy breach; defence and investigation costs); Privacy breach notification and loss mitigation (credit monitoring, identity theft monitoring, data restoration, forensic costs, legal costs).
• General: covers all subsidiaries (new and former); all directors, officers and employees (past, present, future); estate, spouse, heirs and legal representatives; free one-hour consultation with nominated practitioners.