🇳🇿 New Zealand
NZI – a business division of IAG New Zealand Limited (IAG (Insurance Australia Group – Australia))

NZI Cyber Insurance

by NZI – a business division of IAG New Zealand Limited
B2BBDirect—Domestic onlyEnglish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
Not rated by AM Best; S&P AA (IAG New Zealand Limited)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • NZI: largest commercial insurer in New Zealand (part of IAG NZ, market leader with highest GWP and profit in 2025). Dedicated cyber product page confirmed (nzi.co.nz/cyber-cover). Coverage: data breach, ransomware, BI, cyber extortion, third-party liability. Privacy Act 2020 (NZ) and Harmful Digital Communications Act compliance. NZ CERT partnership; incident response; access to NZ cyber specialists. IAG NZ rated AA by S&P.

Limitations

  • NZ domestic focus; commercial lines only.

Contact & Response§ 03

Customer Contact
0800 123 694 / https://www.nzi.co.nz/
24/7 Crisis Hotline
0800 123 694 (NZI 24/7 claims line).
Broker Contact
https://www.nzi.co.nz/