DUAL Deutschland GmbH (Howden (UK))

DUAL Tech Cyber Media

by DUAL Deutschland GmbH
B2BAMGANIS2Broker onlyEU / EEAGerman
Last updated 12.05.2026

DUAL Tech Cyber Media is a cyber insurance product underwritten by DUAL Deutschland GmbH (Howden (UK)), available in Germany. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to USD/EUR 25M any one risk (primary or excess).. The policy extends beyond standard cyber liability with Cyber crime / FTF, Primary & excess and Tech E&O combined. Policyholders get 7 bundled proactive services — Vulnerability scanning, Threat intelligence, MDR / EDR and Email security, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best (panel of A-rated carriers via Howden / Lloyd's capacity).. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to USD/EUR 25M any one risk (primary or excess).
Min Premium / Revenue
No published minimum; SME to USD/EUR 10B revenue; all sizes.
Market Focus
SME, Mid-market, Large, Multinational
Coverage
Cyber crime / FTF, Primary & excess, Tech E&O combined
AM Best Rating
A (Excellent) – AM Best (panel of A-rated carriers via Howden / Lloyd's capacity).
MGA / Direct
Yes – MGA (DUAL Group; part of Howden).
Policy Language
German / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • DUAL: one of the world's largest international MGAs; part of Howden Group; 21 countries; 70+ product lines; 11,000+ broker and agent partners worldwide.
  • DUAL Tech Cyber Media: combined Technology E&O, Cyber, and Media Liability in one policy; designed for technology companies and digital media businesses.
  • Coverage: Technology Errors & Omissions liability (professional services liability for technology products and services), Cyber (all DUAL Cyber Defense coverages), Media Liability (digital and traditional media).
  • DUAL Cyber Active Protect technology stack available as add-on; Silverfort and Cynet integrations.
  • Target: technology companies, SaaS providers, media businesses, IT service firms, digital platforms.
  • Primary and excess placements available.

Limitations

  • Technology companies and digital media businesses only.
  • Broker-only distribution.
  • Coverage and capacity may vary by market.

Contact & Response§ 03

24/7 Crisis Hotline
cyber@dualinsurance.com

Frequently asked questions§ 04

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Who is DUAL Tech Cyber Media designed for?

DUAL Tech Cyber Media by DUAL Deutschland GmbH targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in Germany. Geographic scope: EU / EEA..

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What proactive security services are included with DUAL Tech Cyber Media?

The policy bundles 7 proactive services: Vulnerability scanning, Threat intelligence, MDR / EDR, Email security, Incident response, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.

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Does DUAL Tech Cyber Media help with NIS2 or DORA compliance?

DUAL Deutschland GmbH indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy DUAL Tech Cyber Media in Germany?

DUAL Tech Cyber Media is sold through insurance brokers — broker contact: https://www.dualinsurance.com/europe/products. Compare it with alternatives in Germany on Ryskly before approaching a broker.