HDI Cyber+
HDI Cyber+ is a cyber insurance product underwritten by HDI Global SE (Talanx Group (Germany)), available in Germany. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Bespoke; up to €25M+.. Policyholders get 13 bundled proactive services — Vulnerability scanning, Penetration testing, Phishing simulation and Training & awareness, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- HDI Cyber+ Smart: end-to-end risk management solution for manufacturing SMEs (turnover €5M–€50M).
- Cyquins: digital-first cloud scan product for mid-market; rapid automated underwriting via read-only cloud scan (Prowler-powered, ~10 min); available on AWS platform (from Jan 2026).
- Combined single-limit coverage (no sub-limits): first- and third-party risks including BI, cyber theft, media liability.
- Cyber risk engineering: vulnerability assessments, crisis simulations, readiness workshops.
- Forensic investigation and crisis communication support.
- Cyber+ Smart aimed at industrial manufacturers; covers OT/ICS-related cyber risks.
- Cyber Underwriting Team of the Year 2024 (Intelligent Insurer).
- AWS Cyber Competency Partner (EMEA) since Nov 2025.
Limitations
- Standard enterprise cyber; broker-only.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is HDI Cyber+ designed for?
HDI Cyber+ by HDI Global SE targets mid-market companies, large enterprises and multinational groups in Germany. Geographic scope: EU / EEA..
+What proactive security services are included with HDI Cyber+?
The policy bundles 13 proactive services: Vulnerability scanning, Penetration testing, Phishing simulation, Training & awareness, Threat intelligence, MDR / EDR, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory, Crisis management, Cyber risk engineering and Crisis simulation. These preventive services are typically included in the premium.
+Does HDI Cyber+ help with NIS2 or DORA compliance?
HDI Global SE indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy HDI Cyber+ in Germany?
HDI Cyber+ is sold through insurance brokers — broker contact: https://www.hdi.global/lp/contact/. Compare it with alternatives in Germany on Ryskly before approaching a broker.