Hiscox Belgium (Hiscox Ltd. (Bermuda))

CyberClear

by Hiscox Belgium
B2BADirectNIS2Broker onlyEU / EEAFrench
Last updated 29.04.2026

CyberClear is a cyber insurance product underwritten by Hiscox Belgium (Hiscox Ltd. (Bermuda)), available in Belgium. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to €2.5M (SME); Up to €25M (enterprise). Policyholders get 3 bundled proactive services — Vulnerability scanning, Training & awareness and Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to €2.5M (SME); Up to €25M (enterprise)
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
French / Dutch / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • CyberClear: Hiscox's flagship standalone cyber product for SME and commercial clients.
  • Coverage: data breach response, BI loss, cyber extortion/ransomware, data recovery, network security liability, privacy regulatory defence and GDPR fines, legal and PR costs.
  • Phishing simulation and CyberClear Academy (online awareness training) included.
  • Dedicated 24/7 cyber claims and IR response team.

Limitations

  • SME and mid-market focus.

Contact & Response§ 03

Customer Contact
hiscox.underwriting@hiscox.be +32 2 788 26 00
24/7 Crisis Hotline
Via policy documentation (Hiscox 24/7 claims portal)
Broker Contact

Frequently asked questions§ 04

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Who is CyberClear designed for?

CyberClear by Hiscox Belgium targets small and medium-sized businesses and mid-market companies in Belgium. Geographic scope: EU / EEA..

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What proactive security services are included with CyberClear?

The policy bundles 3 proactive services: Vulnerability scanning, Training & awareness and Incident response. These preventive services are typically included in the premium.

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Does CyberClear help with NIS2 or DORA compliance?

Hiscox Belgium indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy CyberClear in Belgium?

CyberClear is sold through insurance brokers — broker contact: https://www.hiscox.be. Compare it with alternatives in Belgium on Ryskly before approaching a broker.