CyberClear Plus
CyberClear Plus is a cyber insurance product underwritten by Hiscox Germany (Hiscox Ltd. (Bermuda)), available in Germany. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to €2.5M (SME); bespoke above.. Policyholders get 6 bundled proactive services — Vulnerability scanning, Phishing simulation, Training & awareness and Incident response, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- CyberClear: Hiscox's flagship standalone cyber product.
- Coverage: data breach response, BI loss, cyber extortion/ransomware, data recovery, network security liability, privacy regulatory defence, legal and PR costs.
- Flat-rate daily BI indemnity: simplified BI loss calculation for SME policyholders.
- Phishing simulation and CyberClear Academy online training included.
- Dedicated 24/7 cyber claims and IR response team.
Limitations
- SME and mid-market focus.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is CyberClear Plus designed for?
CyberClear Plus by Hiscox Germany targets small and medium-sized businesses and mid-market companies in Germany. Geographic scope: EU / EEA..
+What proactive security services are included with CyberClear Plus?
The policy bundles 6 proactive services: Vulnerability scanning, Phishing simulation, Training & awareness, Incident response, Crisis management and Crisis simulation. These preventive services are typically included in the premium.
+Does CyberClear Plus help with NIS2 or DORA compliance?
Hiscox Germany indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy CyberClear Plus in Germany?
CyberClear Plus is sold through insurance brokers — broker contact: https://www.hiscox.de. Compare it with alternatives in Germany on Ryskly before approaching a broker.