HSB Engineering Insurance Limited (HSB EIL) (Munich Re / HSB Group (USA))
HSB Cyber Insurance (UK
Ireland)
by HSB Engineering Insurance Limited (HSB EIL)
B2BA++DirectNIS2Broker onlyEU / EEAEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
SME-focused; no published minimum.
Market Focus
Micro-SME and SME.
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Cover for micro, small, and medium businesses.
- First- and third-party: virus/hacking/DoS, data breach, BI, cyber crime.
- Terrorism cyber events not excluded (unlike standard policies).
- Claims handled in-house by UK/Ireland specialists with construction, engineering and technology expertise.
- Backed by Munich Re financial strength.
Limitations
- UK, Republic of Ireland, Isle of Man and Channel Islands only.
- Focused on micro, small and medium businesses.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 claims support via HSB UK/Ireland specialist team (number in policy documentation)