HSB Engineering Insurance Limited (HSB EIL) (Munich Re (Germany))
HSB CyberPro
by HSB Engineering Insurance Limited (HSB EIL)
B2BA++DirectNIS2Broker onlyUK, Republic of Ireland, Isle of Man, Channel IslandsEnglish
Last updated 46143
Product Details§ 01
Max Insurance Limit
Bespoke; micro and small business limits;
Min Premium / Revenue
Annual turnover up to £10M/€10M; micro and small businesses.
Market Focus
MICRO, SME
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
UK, Republic of Ireland, Isle of Man, Channel Islands.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- HSB Engineering Insurance Limited (HSB EIL): specialist provider of engineering and technology insurance; part of Munich Re group; A++ (Superior) AM Best; 20 years' cyber expertise.
- UK and Republic of Ireland specialist; also covers Isle of Man and Channel Islands.
- Broker-only distribution; cyber available via Acturis open market and HSB Fast Track for eligible e-trade risks.
- HSB CyberPro (UK/Ireland): comprehensive cyber incident response and cyber insurance combined; specifically designed for micro and small businesses with annual turnover up to £10M/€10M.
- 24/7 access to expert support 363 days a year via dedicated helpline or email — no excess, unlimited use during policy period.
- Incident response: cybersecurity experts respond to suspected incidents immediately; technical assistance, impact mitigation, containment and resolution; expert investigates whether a data breach occurred, how and what was compromised.
- Coverage: virus/hacking/DoS, data breach, privacy liability, regulatory fines, system damage, business interruption, social engineering/FTF, extortion costs.
- E-trade product: available via Acturis open market and HSB Fast Track — supported by dedicated team of technical underwriters.
- Launched 2025; combines financial protection with direct access to cybersecurity experts.
Limitations
- Micro and small businesses only; annual turnover up to £10M/€10M.
- For turnovers >£10M/€10M, refer to HSB Cyber Insurance (separate non e-trade product).
- UK, Republic of Ireland, Isle of Man and Channel Islands only.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 dedicated helpline or email — 363 days a year; no excess; unlimited use per policy period.