HSB CyberPro
HSB CyberPro is a cyber insurance product underwritten by HSB Engineering Insurance Limited (HSB EIL) (Munich Re (Germany)), available in UK. It is aimed at micro-companies and sole traders and small and medium-sized businesses. Coverage limits reach up to Bespoke; micro and small business limits;. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 2 bundled proactive services — Incident response and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- HSB Engineering Insurance Limited (HSB EIL): specialist provider of engineering and technology insurance; part of Munich Re group; A++ (Superior) AM Best; 20 years' cyber expertise.
- UK and Republic of Ireland specialist; also covers Isle of Man and Channel Islands.
- Broker-only distribution; cyber available via Acturis open market and HSB Fast Track for eligible e-trade risks.
- HSB CyberPro (UK/Ireland): comprehensive cyber incident response and cyber insurance combined; specifically designed for micro and small businesses with annual turnover up to £10M/€10M.
- 24/7 access to expert support 363 days a year via dedicated helpline or email — no excess, unlimited use during policy period.
- Incident response: cybersecurity experts respond to suspected incidents immediately; technical assistance, impact mitigation, containment and resolution; expert investigates whether a data breach occurred, how and what was compromised.
- Coverage: virus/hacking/DoS, data breach, privacy liability, regulatory fines, system damage, business interruption, social engineering/FTF, extortion costs.
- E-trade product: available via Acturis open market and HSB Fast Track — supported by dedicated team of technical underwriters.
- Launched 2025; combines financial protection with direct access to cybersecurity experts.
Limitations
- Micro and small businesses only; annual turnover up to £10M/€10M.
- For turnovers >£10M/€10M, refer to HSB Cyber Insurance (separate non e-trade product).
- UK, Republic of Ireland, Isle of Man and Channel Islands only.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is HSB CyberPro designed for?
HSB CyberPro by HSB Engineering Insurance Limited (HSB EIL) targets micro-companies and sole traders and small and medium-sized businesses in UK. Geographic scope: UK, Republic of Ireland, Isle of Man, Channel Islands..
+What proactive security services are included with HSB CyberPro?
The policy bundles 2 proactive services: Incident response and Crisis management. These preventive services are typically included in the premium.
+Does HSB CyberPro help with NIS2 or DORA compliance?
HSB Engineering Insurance Limited (HSB EIL) indicates the following NIS2/DORA support for this product: UK Cyber Security and Resilience Bill advisory included..
+How can I buy HSB CyberPro in UK?
HSB CyberPro is sold through insurance brokers — broker contact: https://www.munichre.com/hsbeil/en/products/cyber-insurance.html. Compare it with alternatives in UK on Ryskly before approaching a broker.