KBC Cyber Insurance
KBC Cyber Insurance is a cyber insurance product underwritten by KBC Insurance NV (KBC Group (Belgium)), available in Belgium. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 1 bundled proactive service — Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Standalone cyber product for business clients.
- Coverage: cyber attack response and recovery, BI loss, data breach RC and GDPR notification costs, ransomware and extortion, legal defence costs.
- KBC bancassurance distribution: accessible directly through KBC bank advisors and KBC Brussels Insurance intermediaries — very strong SME reach.
- KBC Group: Belgium's #3 insurer (KBC + Belfius range); integrated bank-insurer model; operates in Belgium, Czech Republic, Slovakia, Hungary, Bulgaria, Ireland.
- Available across KBC and KBC Brussels networks.
Limitations
- Primarily Belgian domestic product.
- Bancassurance distribution — product most accessible via KBC bank branches.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is KBC Cyber Insurance designed for?
KBC Cyber Insurance by KBC Insurance NV targets small and medium-sized businesses and mid-market companies in Belgium. Geographic scope: Domestic only..
+What proactive security services are included with KBC Cyber Insurance?
The policy bundles 1 proactive service: Incident response. These preventive services are typically included in the premium.
+Does KBC Cyber Insurance help with NIS2 or DORA compliance?
KBC Insurance NV indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy KBC Cyber Insurance in Belgium?
KBC Cyber Insurance is sold through insurance brokers — broker contact: https://www.kbc.be/business/en/products/insurance/property/cyber-insurance.html. Compare it with alternatives in Belgium on Ryskly before approaching a broker.