KBC Insurance NV (KBC Group (Belgium))
KBC Cyber Insurance
by KBC Insurance NV
B2BADirectNIS2Broker onlyDomestic onlyDutch
Last updated 29.04.2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market
Coverage
Cyber crime / FTF
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Dutch / French
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Standalone cyber product for business clients.
- Coverage: cyber attack response and recovery, BI loss, data breach RC and GDPR notification costs, ransomware and extortion, legal defence costs.
- KBC bancassurance distribution: accessible directly through KBC bank advisors and KBC Brussels Insurance intermediaries — very strong SME reach.
- KBC Group: Belgium's #3 insurer (KBC + Belfius range); integrated bank-insurer model; operates in Belgium, Czech Republic, Slovakia, Hungary, Bulgaria, Ireland.
- Available across KBC and KBC Brussels networks.
Limitations
- Primarily Belgian domestic product.
- Bancassurance distribution — product most accessible via KBC bank branches.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation.