🇧🇪 Belgium
KBC Insurance NV (KBC Group (Belgium))

KBC Cyber Insurance

by KBC Insurance NV
B2BADirectNIS2Domestic onlyDutch
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
SME and mid-market.
AM Best Rating
A (Excellent) – AM Best (KBC Insurance NV)
MGA / Direct
No – Direct insurer.
Policy Language
Dutch / French
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Standalone cyber product for business clients.
  • Coverage: cyber attack response and recovery, BI loss, data breach RC and GDPR notification costs, ransomware and extortion, legal defence costs.
  • KBC bancassurance distribution: accessible directly through KBC bank advisors and KBC Brussels Insurance intermediaries — very strong SME reach.
  • KBC Group: Belgium's #3 insurer (KBC + Belfius range); integrated bank-insurer model; operates in Belgium, Czech Republic, Slovakia, Hungary, Bulgaria, Ireland.
  • Available across KBC and KBC Brussels networks.

Limitations

  • Primarily Belgian domestic product.
  • Bancassurance distribution — product most accessible via KBC bank branches.

Contact & Response§ 03

Customer Contact
https://www.kbc.be/business/en/products/insurance/
24/7 Crisis Hotline
Via policy documentation.
Broker Contact
https://www.kbc.be/business/en/products/insurance/property/cyber-insurance.html