Liberty Specialty Markets – Germany (Liberty Mutual Holding Company (USA))

Liberty Cyber Resolution™

by Liberty Specialty Markets – Germany
B2BADirectNIS2Broker onlyGlobalEnglish
Last updated 07.05.2026

Liberty Cyber Resolution™ is a cyber insurance product underwritten by Liberty Specialty Markets – Germany (Liberty Mutual Holding Company (USA)), available in Germany. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with GenAI coverage. Policyholders get 6 bundled proactive services — Vulnerability scanning, Training & awareness, Incident response and Pre-breach advisory, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large, Multinational
Coverage
GenAI coverage
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / local language per jurisdiction
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • First- and third-party coverage across all industries.
  • Liberty Lenses™ risk engineering framework: structured pre-loss assessment targeting IT, security, resilience and partner dependencies.
  • AI-powered analytics: peer benchmarking, claims-based predictive and severity simulation models.
  • Curated vetted vendor partners + exclusive pre-loss services.
  • Affirmative coverage for quantum computing, generative AI, first-party property damage.
  • Personal loss coverage for select executives from company-directed cyberattacks.
  • Globally supported, regionally executed product (launched Sep 2025).

Limitations

  • Standalone cyber; no Tech E&O component.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy / Liberty claims team; 24/7 regional cyber claims teams

Frequently asked questions§ 04

+

Who is Liberty Cyber Resolution™ designed for?

Liberty Cyber Resolution™ by Liberty Specialty Markets – Germany targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in Germany. Geographic scope: Global..

+

What proactive security services are included with Liberty Cyber Resolution™?

The policy bundles 6 proactive services: Vulnerability scanning, Training & awareness, Incident response, Pre-breach advisory, Cyber risk engineering and 3rd party risk assessment. These preventive services are typically included in the premium.

+

Does Liberty Cyber Resolution™ help with NIS2 or DORA compliance?

Liberty Specialty Markets – Germany indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

+

How can I buy Liberty Cyber Resolution™ in Germany?

Liberty Cyber Resolution™ is sold through insurance brokers — broker contact: https://business.libertymutual.com/find-an-agent/. Compare it with alternatives in Germany on Ryskly before approaching a broker.