QCyberProtect
QCyberProtect is a cyber insurance product underwritten by QBE Insurance Europe Limited – Germany Branch (QBE Insurance Group Limited (Australia)), available in Germany. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. Policyholders get 7 bundled proactive services — Phishing simulation, Threat intelligence, Risk assessment and Incident response, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- QCyberProtect: globally consistent policy (launched Jul 2024); first global cyber product for QBE. Covers network security, privacy liability, IT/non-IT BI, reputational loss.
- QCyberPrepare (powered by CYGNVS): included cyber safe-room — secure out-of-band platform for incident response communication, secure document storage and coordination even when corporate network is compromised; complimentary for all QBE primary customers.
- QBE Cyber Services team: global threat intelligence team with quarterly portfolio threat intelligence updates and threat intelligence webinars; tabletop simulation exercises (customisable for leadership, technical or operational teams); sample incident response plans and preferred vendor access.
- Proactive risk services for primary customers (premium >$35K USD, one complimentary service per policy year): Incident Response Policy Review (60-min expert review with improvement recommendations); XDR Configuration Assessment (SentinelOne or CrowdStrike — identifies misconfigurations); Firewall Security Assessment; Identity Security Assessment; Ransomware Backup Resiliency Assessment (RBRA — validates backup recoverability against attacks); AI-powered phishing simulation (vishing, smishing, email phishing — targeting key personnel).
- SentinelOne partnership: minimum 50% discount on SentinelOne for new customers; advanced XDR/EDR protection across endpoints, cloud and identity.
- Cyber Submissions AI Assistant: reduces underwriting assessment time by 60%.
- Operates in 27 countries; £22B+ GWP group (2024).
Limitations
- Full first- and third-party coverage. Proactive services available to QCyberProtect primary customers only; premium >$35K USD for complimentary service tier. QCyberPrepare platform access required for incident response functionality.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is QCyberProtect designed for?
QCyberProtect by QBE Insurance Europe Limited – Germany Branch targets mid-market companies, large enterprises and multinational groups in Germany. Geographic scope: EU / EEA + global programmes..
+What proactive security services are included with QCyberProtect?
The policy bundles 7 proactive services: Phishing simulation, Threat intelligence, Risk assessment, Incident response, Risk platform / portal, Crisis management and Crisis simulation. These preventive services are typically included in the premium.
+Does QCyberProtect help with NIS2 or DORA compliance?
QBE Insurance Europe Limited – Germany Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy QCyberProtect in Germany?
QCyberProtect is sold through insurance brokers — broker contact: https://qbe.de/produkte/cyber-versicherungen/. Compare it with alternatives in Germany on Ryskly before approaching a broker.