Sompo International – Germany (Sompo Holdings, Inc. (Japan))
Cyber & Network Risk Insurance (Sompo Premier Professional)
by Sompo International – Germany
B2BA+DirectNIS2Broker onlyEU / EEA + global programmesEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to $25M+; bespoke above.
Market Focus
Mid-market to large enterprise.
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / local language per jurisdiction
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA + global programmes.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Mitigate–Protect–Respond framework throughout account lifecycle.
- Pre-underwriting assessment tools.
- Coordinated breach response services: legal, regulatory, crisis management, financial.
- First- and third-party liability coverage on single flexible policy form (Sompo Premier Professional).
- Privacy breach costs paid upfront on behalf of insured.
- Optional Breach Assist endorsement (dollar or per-person basis, outside aggregate limit).
- Cyber Side A: extends to non-indemnifiable D&O cyber lawsuits.
- PCI fines and penalties coverage.
- Global multinational platform: 160 countries via Sompo network and third-party partners.
- $110B+ total assets (Sompo Holdings).
- Digital Labs in Tokyo, Silicon Valley, Israel focused on cybersecurity innovation.
Limitations
- Focused on mid-to-large businesses.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy / Sompo cyber claims team
Broker Contact