Cyber Risk Response
Cyber and Terror Response
Cyber Risk Response / Cyber and Terror Response is a cyber insurance product underwritten by Starr Indemnity & Liability Company / Starr Surplus Lines Insurance Company (Starr International Company, Inc. (USA)), available in USA. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to $20M. Policyholders get 1 bundled proactive service — Pre-breach advisory — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Two products:
- — Cyber Risk Response: comprehensive primary standalone cyber; both admitted and surplus lines; first and third-party coverage including network security and privacy liability, data breach notification, forensics, BI, data recovery, regulatory fines, cyber extortion.
- — Cyber and Terror Response: combined cyber + workplace violence/political violence/terrorism in a single policy; middle-market focused.
- Rapid7 partnership: front-end loss prevention services included for policyholders.
- Lloyd's syndicate (Starr): S&P A+ (Strong).
- Founded by Maurice "Hank" Greenberg (former AIG CEO); 5 continents; specialty focus.
Limitations
- Relatively newer in cyber at scale (entered 2023); limited claims history vs. incumbents.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber Risk Response / Cyber and Terror Response designed for?
Cyber Risk Response / Cyber and Terror Response by Starr Indemnity & Liability Company / Starr Surplus Lines Insurance Company targets mid-market companies, large enterprises and multinational groups in USA. Geographic scope: Global..
+What proactive security services are included with Cyber Risk Response / Cyber and Terror Response?
The policy bundles 1 proactive service: Pre-breach advisory. These preventive services are typically included in the premium.
+Does Cyber Risk Response / Cyber and Terror Response help with NIS2 or DORA compliance?
Starr Indemnity & Liability Company / Starr Surplus Lines Insurance Company indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Cyber Risk Response / Cyber and Terror Response in USA?
Cyber Risk Response / Cyber and Terror Response is sold through insurance brokers — broker contact: https://starrcompanies.com/. Compare it with alternatives in USA on Ryskly before approaching a broker.