Starr Indemnity & Liability Company / Starr Surplus Lines Insurance Company (Starr International Company, Inc. (USA))

Cyber Risk Response
Cyber and Terror Response

by Starr Indemnity & Liability Company / Starr Surplus Lines Insurance Company
B2BADirectBroker onlyGlobalEnglish
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
Mid-market to large enterprise.
AM Best Rating
A (Excellent) – AM Best (Starr Indemnity & Liability Company)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Two products:
  • — Cyber Risk Response: comprehensive primary standalone cyber; both admitted and surplus lines; first and third-party coverage including network security and privacy liability, data breach notification, forensics, BI, data recovery, regulatory fines, cyber extortion.
  • — Cyber and Terror Response: combined cyber + workplace violence/political violence/terrorism in a single policy; middle-market focused.
  • Rapid7 partnership: front-end loss prevention services included for policyholders.
  • Lloyd's syndicate (Starr): S&P A+ (Strong).
  • Founded by Maurice "Hank" Greenberg (former AIG CEO); 5 continents; specialty focus.

Limitations

  • Relatively newer in cyber at scale (entered 2023); limited claims history vs. incumbents.

Contact & Response§ 03

24/7 Crisis Hotline
Via eRisk Hub incident hotline (policy-included).