Cyber & Professional Liability Insurance (AscotPro)
Cyber & Professional Liability Insurance (AscotPro) is a cyber insurance product underwritten by Ascot Insurance Company / Ascot Specialty Insurance Company (USA) (Ascot Group Limited (Bermuda — CPP Investments)), available in USA. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to $10M; bespoke above.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 7 bundled proactive services — Phishing simulation, Training & awareness, Threat intelligence and MDR / EDR, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- US entities: Ascot Insurance Company (AIC, admitted, New York) and Ascot Specialty Insurance Company (ASIC, surplus lines); both subsidiary of Ascot Group Limited.
- AscotPro Cyber & Professional Liability: customised standalone or blended policies; Cyber, Technology E&O, Media Liability, Miscellaneous Professional Liability.
- Pre-breach tools: world-class breach response provider network; proactive guidance.
- Platform: US, Bermuda, and London — "golden triangle" of global specialty insurance.
- CPP Investments (Canada Pension Plan) backed: strongest capitalisation.
- 25 years specialty track record; $12B total assets; 200+ products globally.
- Target industries - Financial & professional services, Retail, Hospitality, Manufacturing.
Limitations
- Max $10M per risk (cyber-specific stated capacity).
- Out of appetite - Public entities and federal agencies.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber & Professional Liability Insurance (AscotPro) designed for?
Cyber & Professional Liability Insurance (AscotPro) by Ascot Insurance Company / Ascot Specialty Insurance Company (USA) targets small and medium-sized businesses and mid-market companies in USA. Geographic scope: Global..
+What proactive security services are included with Cyber & Professional Liability Insurance (AscotPro)?
The policy bundles 7 proactive services: Phishing simulation, Training & awareness, Threat intelligence, MDR / EDR, Incident response, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.
+Does Cyber & Professional Liability Insurance (AscotPro) help with NIS2 or DORA compliance?
Ascot Insurance Company / Ascot Specialty Insurance Company (USA) indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Cyber & Professional Liability Insurance (AscotPro) in USA?
Cyber & Professional Liability Insurance (AscotPro) is sold through insurance brokers — broker contact: https://www.ascotgroup.com/. Compare it with alternatives in USA on Ryskly before approaching a broker.