🇺🇸 USA
AmTrust Insurance Company / Technology Insurance Company (USA) (AmTrust Financial Services, Inc. (USA — Stone Point Capital / Karfunkel family))

AmTrustCyber – Cyber Liability Insurance

by AmTrust Insurance Company / Technology Insurance Company (USA)
B2BA-Direct—GlobalEnglish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to $100K (no application); bespoke above.
Min Premium / Revenue
No application required for limits under $100K.
Market Focus
SME and mid-market.
AM Best Rating
A- (Excellent) – AM Best (AmTrust Group)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • AmTrustCyber: cyber liability for small to mid-sized businesses.
  • No application for limits under $100,000; simple digital quoting process.
  • Coverage: data breaches, cyberattacks, BI loss, legal expenses, customer remediation, privacy violations, website media content liability.
  • 2024: AmTrustONE platform launched — streamlined digital quoting for small businesses.
  • 2025: Celent Model Insurer Award for digital customer experience.
  • 2025: Blackstone partnership — spinning off MGA/fee business entities.
  • $8.8B gross written premiums (2024); 500,000+ small commercial policies in force.

Limitations

  • Primarily SME focus; not the leading choice for large enterprise.
  • Private company (went private 2018) — less public transparency.
  • Some prior reserve and accounting issues (settled with SEC 2020).

Contact & Response§ 03

Customer Contact
https://amtrustfinancial.com/insurance-products/cyber-liability/
24/7 Crisis Hotline
Via policy documentation.
Broker Contact
https://amtrustfinancial.com/