AmTrust Insurance Company / Technology Insurance Company (USA) (AmTrust Financial Services, Inc. (USA — Stone Point Capital / Karfunkel family))

AmTrustCyber – Cyber Liability Insurance

by AmTrust Insurance Company / Technology Insurance Company (USA)
B2BA-DirectGlobalEnglish
Last updated 29.04.2026

AmTrustCyber – Cyber Liability Insurance is a cyber insurance product underwritten by AmTrust Insurance Company / Technology Insurance Company (USA) (AmTrust Financial Services, Inc. (USA — Stone Point Capital / Karfunkel family)), available in USA. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to $100K (no application); bespoke above.. Policyholders get 8 bundled proactive services — Vulnerability scanning, Phishing simulation, Training & awareness and MDR / EDR, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A- (Excellent) – AM Best. It can be approached directly through the provider.

Product Details§ 01

Max Insurance Limit
Up to $100K (no application); bespoke above.
Min Premium / Revenue
No application required for limits under $100K.
Market Focus
SME, Mid-market
AM Best Rating
A- (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • AmTrustCyber: cyber liability for small to mid-sized businesses.
  • No application for limits under $100,000; simple digital quoting process.
  • Coverage: data breaches, cyberattacks, BI loss, legal expenses, customer remediation, privacy violations, website media content liability.
  • 2024: AmTrustONE platform launched — streamlined digital quoting for small businesses.
  • 2025: Celent Model Insurer Award for digital customer experience.
  • 2025: Blackstone partnership — spinning off MGA/fee business entities.
  • $8.8B gross written premiums (2024); 500,000+ small commercial policies in force.

Limitations

  • Primarily SME focus; not the leading choice for large enterprise.
  • Private company (went private 2018) — less public transparency.
  • Some prior reserve and accounting issues (settled with SEC 2020).

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation.

Frequently asked questions§ 04

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Who is AmTrustCyber – Cyber Liability Insurance designed for?

AmTrustCyber – Cyber Liability Insurance by AmTrust Insurance Company / Technology Insurance Company (USA) targets small and medium-sized businesses and mid-market companies in USA. Geographic scope: Global..

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What proactive security services are included with AmTrustCyber – Cyber Liability Insurance?

The policy bundles 8 proactive services: Vulnerability scanning, Phishing simulation, Training & awareness, MDR / EDR, Email security, Risk assessment, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.

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Does AmTrustCyber – Cyber Liability Insurance help with NIS2 or DORA compliance?

AmTrust Insurance Company / Technology Insurance Company (USA) indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy AmTrustCyber – Cyber Liability Insurance in USA?

You can approach AmTrust Insurance Company / Technology Insurance Company (USA) directly (https://amtrustfinancial.com/insurance-products/cyber-liability/) or via the provider's website. Compare it with alternatives in USA on Ryskly first.