AEGIS Cyber Liability
AEGIS Cyber Liability is a cyber insurance product underwritten by AEGIS Insurance Services, Inc. (Associated Electric & Gas Insurance Services Limited (AEGIS)), available in USA. It is aimed at mid-market companies and large enterprises. Coverage limits reach up to Up to $50M aggregate; $200M all-member aggregate for elected Affirmative Cyber War coverage.. Policyholders get 3 bundled proactive services — Incident response, Risk platform / portal and Pre-breach advisory — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- AEGIS Cyber Liability: purpose-built for the utility and energy sector; mutual insurer exclusively serving energy industry members. Coverage: enterprise and industrial control systems (ICS/OT); failure to supply; contingent business interruption; system failure; bricking. Aggregate policy limits up to $50M. Affirmative Cyber War coverage (effective May 1, 2026): elected add-on covering nation-state and cyber war losses regardless of threat actor identity, intent or affiliation; all-member aggregate limit $200M. AEGIS Incident Response Panel and pre-/post-breach vendors available via AEGIS eRiskHub. Member Credit Program: Product, Loyalty and Loss Control credits available upon renewal. Surplus lines insurer eligible in all US jurisdictions and licensed in all Canadian provinces/territories.
Limitations
- Members-only mutual insurer — exclusively for utility and energy sector members. No standard war/nation-state exclusion (affirmative war coverage available as elected add-on since May 1, 2026). US surplus lines distribution only; must approach via licensed surplus lines broker. Canada: licensed foreign insurance company in all provinces/territories.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is AEGIS Cyber Liability designed for?
AEGIS Cyber Liability by AEGIS Insurance Services, Inc. targets mid-market companies and large enterprises in USA. Geographic scope: USA / Canada..
+What proactive security services are included with AEGIS Cyber Liability?
The policy bundles 3 proactive services: Incident response, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.
+Does AEGIS Cyber Liability help with NIS2 or DORA compliance?
AEGIS Insurance Services, Inc. indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy AEGIS Cyber Liability in USA?
AEGIS Cyber Liability is sold through insurance brokers — broker contact: https://www.aegislink.com/about-us-overview/contact-us.html. Compare it with alternatives in USA on Ryskly before approaching a broker.