Affirmative Cyber War Cover
Affirmative Cyber War Cover is a cyber insurance product underwritten by Antares Syndicate 1274 (Lloyd's) (Qatar Insurance Company / QIC Group (Qatar)), available in USA. It is aimed at mid-market companies and large enterprises. Coverage limits reach up to Set aggregate across lineslip and per client; limits not published.. The carrier holds an AM Best rating of A (Excellent) . It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Affirmative cyber war and nation-state attack cover for US critical infrastructure and essential services providers (power, water, gas, electricity operators); announced 3 July 2026.
- Wording developed in conjunction with Canopius and approved by Lloyd's — one of a small set of affirmative cyber war products in the Lloyd's market.
- Affirmative grant of cover rather than carve-backs from a standard exclusion — removes the risk of a contested state-attribution dispute determining whether a claim is paid.
- Controlled, Lloyd's-overseen exposure management: set aggregate limit across the lineslip and per client.
- Addresses coverage gap created by Lloyd's mandatory state-backed cyber attack exclusions on standalone cyber (LMA5566/5567, Market Bulletin Y5381, since 2023).
- Can be purchased alongside a traditional cyber policy where Canopius is the lead primary insurer.
- Underwriting: Nick Lang (Class Underwriter, Cyber), Martin Campbell (Active Underwriter, Syndicate 1274).
Limitations
- US critical infrastructure and essential services sectors only (power, water, gas, electricity).
- Specialty war cover — complements, not replaces, a standalone cyber policy; available alongside a traditional cyber policy where Canopius is lead primary insurer.
- Coverage available on a limited basis; set aggregate across the lineslip and per client (limits not published).
- Broker-only Lloyd's market distribution.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Affirmative Cyber War Cover designed for?
Affirmative Cyber War Cover by Antares Syndicate 1274 (Lloyd's) targets mid-market companies and large enterprises in USA.
+Does Affirmative Cyber War Cover help with NIS2 or DORA compliance?
Antares Syndicate 1274 (Lloyd's) indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Affirmative Cyber War Cover in USA?
Affirmative Cyber War Cover is sold through insurance brokers. Compare it with alternatives in USA on Ryskly before approaching a broker.